March 2, 2025 • 30 mins
Many Oregonians are living paycheck-to-paycheck. The Oregon Legislature considers a bill for reparations to African Americans in the state. Clackamas Community College's president plans a 1,500 mile run to bring attention to the needs of students. Oregon's Unclaimed Property Fund could have some of your money.
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Episode Transcript
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Speaker 1 (00:04):
Welcome to local voices, sign brad Ford. This week, Oregon's
Financial Wellness Scorecard shows how many Oregonians are living paycheck
to paycheck. The Oregon legislatures considering a bill to start
the process of examining reparations for African Americans in the state,
and you could have money waiting in Oregon's Unclaimed property fund.
(00:27):
The twenty twenty five Oregon Financial Wellness Scorecard shows more
than a third of Oregon households are living paycheck to
paycheck and can't save any money. Ryan Mann as executive
director of the Oregon Treasury Savings Network, What is the
survey show in general about Oregonians finances well?
Speaker 2 (00:43):
The annual Financial Wellness Scorecard draws on dozens of state,
national sources, and it shows that Oregonians are making more
just good news, but also that the majority of people
are finding it difficult to meet ins meet do.
Speaker 1 (01:00):
Most families have money at the end of the month
for discretionary spending well.
Speaker 2 (01:06):
What the report shows is that fifty six percent of
Oregonians say that it's difficult to cover expenses each month,
and unfortunately, this is a trend headed in the wrong direction.
This number of seven percentage points higher than two years
ago and thirteen percentage points higher than four years ago.
Speaker 1 (01:24):
Or it really is living paycheck to paycheck. Or Oregonians
able to save money for emergencies.
Speaker 2 (01:31):
Well, about half of Oregonians forty nine percent, said they
could not cover an unexpected cost of five hundred dollars
or more. So it's a bit of a mixed bag.
Are there are a number of Oregonians in a strong
financial situation, but about half of folks are are really
right there on the edge. At the end of each month.
Speaker 1 (01:53):
Does a survey show how Oregonians are doing saving for retirement?
Speaker 2 (01:59):
This is where we really encouraging news. Sixty five percent
of working households in Oregon report saving for retirement, which
is actually up considerably in recent years and is five
percentage points higher than the national retirement savings rate.
Speaker 1 (02:16):
What does the Treasury Savings Network have to offer?
Speaker 2 (02:20):
Well, thank you for that question. I love to talk
about the work we do with the Savings Network, and
really the reason we think the scorecard is so important
is it it highlights where where we're doing well and
where're goingans are thriving, but it also highlights where we
have more work to do, and we think we have
an important role to play there. We administer a suite
(02:43):
of financial empowerment savings plans. So the Oregon College Savings
Plan helps people save for education and career training. The
Able Savings Plans helps people experiencing disability save for their future.
And Oregon Saves the first state inment country to launch
(03:03):
launch a program that that provides an option for people
who didn't previously have a way to save for retirement
through their through their jobs. So we have a sweet
of plan to help people save and realize financial wellness
in their own lives.
Speaker 1 (03:16):
Anything else that you'd like to highlight, well, just.
Speaker 2 (03:20):
Thank you for covering this. We see the scorecard as
sort of the vital signs of how individual Orgonians and
families are doing. And while there's you know, things to
be concerned about, we want to stay focused on the
opportunities we have to bring more people in to you know,
have agency in our economy and realize financial empowerment and
(03:43):
financial wellness. And really really hope folks will check out
the savings plans that we have a treasury and the
other resources that we can share.
Speaker 1 (03:50):
Yeah, what's the easiest way for them to plan out
more information online about the Treasury Savings Network programs well.
Speaker 2 (03:59):
The Savings Network has a page within the organ State
Treasury website under the leadership of Treasurer Steiner, and then
each of our savings plans has an individual website, so
we're in College Savings Plan as a dedicated site or
Enable Savings Plan as a dedicated side in Oregon. Saves
does as well with FAQs and resources, and we're always
(04:22):
happy to take calls and emails and help people get
their questions answered and hopefully get signed up to say
for their future.
Speaker 1 (04:29):
Ryan, thanks for joining us. That's Ryan Mann, executive director
of the Oregon Treasury Savings Network, with details about the
twenty twenty five Oregon Financial Wellness Scorecard. The Oregon legislature
is considering a bill that would create a task Force
to examine past racism in the state and reparations. State
Representative Travis Nelson is one of the co sponsors of
(04:50):
the bill.
Speaker 3 (04:50):
This is proposed legislation that enables a Task Force on
Reparations to study and develop proposals for financial and non
financial remedies for the past and injustices that have affected
African American lives. This bill is more than just a study,
but a necessary and overdue step towards achieving true equity
in Oregon and an opportunity to make meaningful action to
(05:13):
address the past and justices done to African Americans in
our state. Many of us know the history Oregon was
founded on exclusion. In eighteen forty four, the Provisional Government
of Oregon passed the Lash Law, banning black people from
settling and enforcing excruciating whippings for those who stayed. Even
after the whipping penalty was removed in eighteen forty five,
(05:36):
exclusionary laws persisted, and in eighteen fifty seven, Oregon's constitution
explicitly prohibited black people from living, owning property, or working
in our state. These racist policies shaped Oregon's history, with
exclusionary language remaining in the constitution until nineteen twenty six
and the state delaying ratification of the Fourteenth Amendment, the
(05:59):
amendment that guaranteed citizenship to those born here in the
United States, until nineteen seventy three. This history has left
a legacy of long lasting inequities. Even after these laws
were formally repelled, Black communities, particularly in north and Northeast Portland,
were subjected to redlining, housing discrimination, and displacement through urban
(06:21):
renewal projects. We saw this during the Vanport flood of
nineteen forty eight, which disproportionately displaced black families. We also
saw this in the Albia districts systemic divestment and gentrification.
But to be clear, discrimination related housing laws were not
exclusive to Portland. Across Oregon, home covenants were common until
(06:44):
the late nineteen sixties. I encourage you all to do
the research on your own home. There's a good chance,
if it's an older house, there's some type of covenant
on it. These agreements were part of the deal made
when homes were sold, and often included clauses that said
things like no Negroes, Chinese, or Japanese shall own or
occupy property in this neighborhood unless they are a worker
(07:07):
or servant. In summary, Oregon has a long history of
racially driven economic disenfranchisement and exclusion, and the effects of
this history still remain evident today. Black Oregonians continue to
face stark disparities in home ownership, wealth accumulation, and access
to healthcare. Disparities that House Bill forty fifty two and
(07:28):
House Built twenty nine twenty five have already begun to
address by recognizing racism as a public health crisis and
gathering input from impacted communities. The twenty twenty two report
from House Bill forty fifty two included over one hundred
and twenty recommended policy changes aimed at eliminating racial disparities,
with fifteen of those already becoming policy proposals this session.
(07:52):
I see that as progress, but it's only the beginning.
The reparations conversation is not just about acknowledging historical wrongs.
It is also about fully understanding what justice truly means
and how we can do what is right. This task
force represents an opportunity to deeply explore once and for
all the lasting impacts of systemic exclusion and how we
(08:14):
can meaningfully address them. We have the history, the lived experiences,
and the undeniable evidence of ongoing disparities. If we are
serious about dismantling systemic barriers and creating more just organ
then we must take the next step forward. The past
of Oregon and those who came before us does not
(08:35):
define us, but the actions we take now with the
knowledge we have of our past, forever will.
Speaker 1 (08:41):
This is state Senator Lou Frederick.
Speaker 4 (08:43):
It's a simple issue in some ways. What we're talking
about is the need for the country to look at
the impact of a history of racism from its beginning
and how that beginning affects African Americans who are here now.
The flip and comment I often receive when I bring
up this idea around the rhetoric of well, slavery is
over after the Civil War, get over it. But some
(09:05):
in the South, North, and West are still fighting the
Civil War, as evidenced by the Confederate battle flag that
was flown in the nation's capital on January sixth, twenty
twenty one. In Oregon, at the beginning of our state,
our founders decided that decided whether it was going to
be a free state or not. They chose to not
have slaves and to outlaw people of color in the
(09:27):
Oregon Constitution. The result is that all those folks who
came as homesteaders, who those wagon trains that came across
the Oregon Trail, sometimes headed by a black mountain man
or on others, found that they could not stay in
the state of Oregon. Two of the black wagon train
leaders started the cities of Shehalis, and Centralia, Washington. There's
(09:48):
northeast Portland, Northeast Oregons, black town of Maxville, the lynching
in Coop's Bay that was memorialized just a years ago.
Black businesses harassed in Eugene famous as black entertainers, told
they could sing in Salem, but they could not stay
in the Salem hotels. It includes Medford police telling me
in two separate years that my kind was not allowed
(10:11):
to stay in town after sundown, the story after story
in my neighborhood of homes targeted and destroyed by what
became the Memorial Coliseum. Families moved because predatory mortgage brokers
pushed them out of their homes for several decades. That
mortgage fraud and flipping of houses continues to this day,
and of course a lot of it goes back to
things like the Vanport flood, as you heard, the I
(10:33):
five corridor eliminating black businesses in the Emmanual Hospital site,
empty lots that are still there after more than fifty years.
The Portland City Council, in an attempt to deal with
the urban renewal or black removal around the Memorial Coliseum,
decided to declare that claw foot bath tubs were too ancient,
(10:53):
and so they qualified a house as derelict. The city
took over homes as at pennies on the dollar. The
City Council of Portland also called the Urban League president
in to tell him to get those essential black workers
who had been at Vanport to leave. When he refused
and they didn't leave, the city set up new real
estate redlining and destroyed what could what they could of
(11:15):
the black community that was beginning to thrive. The legacy
of African Americans in the state of Oregon meant being
unable to have homes to create wealth is collateral for
higher education, for businesses, for health care. The disparities in
the justice system are frankly legendary. All of these things
are part of the legacy of just this state. All
(11:36):
of these examples that black family speak about a family
gatherings and Thanksgiving, Christmas homegoings, ceremonies. House Bill twenty nine
ninety five is an approach to say, Okay, let's acknowledge
that and figure out how we respond, how do we
do something about that. I don't expect that this bill
will cover all of the problems, but I think it
(11:56):
is high time for us to acknowledge the problems and
figure out a way to deal with compensation for those problems,
something that is not a subtle or sideways compensation. Let
me be clear, as clear as I can. African Americans
without direct, stable financial compensation built this country. The agriculture
(12:16):
of the South, the buildings and the economy of the North,
the cowboys and buffalo soldiers of the West, the Kaiser
shipyards of Vanport, and the Liberty ships that helped win
World War II. My father worked on those ships, by
the way, but nationally they were intentionally left out of
the GI Bill, the Homestead Act, even minimum wage. Understand
(12:37):
that as a community, a country, we've been through this before.
The forty acres and a mule of reconstruction was a
promise unkept, like the treaties with native tribes. We have
a country finally acknowledged the loss of property and livelihood
for our Japanese cousins. It is time we acknowledge that
there is something that needs to be done in this situation.
Speaker 1 (12:57):
That's Oregon State Senator lu Frederick and State Representative Travis
Nelson explaining the bill that would create a Task Force
on Reparations to study and propose both financial and non
financial reparations to African Americans in Oregon. The bill remains
in committee. The president of Clacums Community College has plans
(13:18):
to bring attention to the needs of community college students
around Oregon. Tim Cook joins us on Local Voices. Tim,
you're an avid runner. Tell us about your plans.
Speaker 5 (13:27):
Yeah, thanks for asking, Thanks for having me this summer.
I'm planning a pretty ambitious run to each of the
seventeen community colleges in Oregon. It's about fifteen hundred miles.
It'll take about fifty days, averaging about thirty two miles
a day, So it's a marathon plus a ten caper day.
So it's, as I said, pretty ambitious.
Speaker 1 (13:47):
Wow, what are you trying to highlight by running to
all seventeen of the community colleges in Oregon.
Speaker 5 (13:53):
Yeah, I'm really trying to highlight our community college students
and the challenges they face around basic needs. So there's
about two hundred thousand community college students in Oregon. They're
fifty two percent of all Higher ed students, so that
the majority of students in Higher ed and Oregon are
at community colleges and the challenges they're facing around food,
in security, housing and security. Homelessness just have gotten worse
(14:15):
and worse every year. They were getting bad before the pandemic,
and they just have a sense even even gotten worse.
So trying to help raise awareness around that and then
hopefully some funds for those students.
Speaker 1 (14:27):
Tell us about the opportunities that community colleges present to Oregonians, you.
Speaker 5 (14:33):
Know, thank you. Community colleges by definition are in local
communities throughout Oregon, and they're by design therefore to provide
workforce training, so to help people get you know, a
new job or advanced skills like current job, to get
some classes around that will help them transfer, maybe help
(14:54):
them get their ged, maybe learn English, a whole bunch
of other opportunities. They're really they're at for the community.
They're open access, so they're they're a great resource and
uh and can be a real economic engine for communities.
Speaker 1 (15:05):
Do different communities specialize in training for businesses in their area?
Speaker 5 (15:11):
Yes, again by definition, and so when you go around
the state and look, you know, some of our rural
colleges have real focused programs that are only available in
those communities where they need them. And so when we
look at offering programs, we look and see what are
the jobs available, what are the companies, what what are
the needs locally and so you'll see, you know, you'll
(15:31):
see a lot of the same programs throughout the state,
but you'll see some real, you know, unique ones too,
depending on where you're at.
Speaker 1 (15:38):
What do Oregon community colleges need from the Oregon legislature.
Speaker 5 (15:43):
Stable funding? You know, we we really need the ability
to be able to offer and keep our tuition low
for our students. And the way that we do that
is by hopefully getting more funding from the state. It's
a it's an ongoing challenge that we face, you know,
every BAYINNEA to get that and so getting that you know,
(16:06):
awareness from the from the legislature, and getting and getting
the ability to really fund so that we can we
can be affordable, we can really continue to offer higher,
high quality education.
Speaker 1 (16:15):
Do you see a combination of students some that go
just to get their degree from the community college and
then some students who go to knock off some of
those lower level courses and then move on to a
four year university.
Speaker 5 (16:28):
Yeah, we see a little bit of everything. I tell people,
you know, our youngest graduate last year was fifteen, Our
oldest was seventy two, and you know, so we we
have a little bit of everything we get. You know,
we get quite a few that are here that you know,
end up wanting to transfer on to Portland State, Oregon State,
you know, one of the one of the four years
in the state. Usually we get a number that are
(16:48):
really interested in you know, I want to come for
a year or two and get some skills and get
it and get a job. And then others that are
coming and saying, you know, I just there's something I
want to learn. I want to you know, I want
to continue to be a lifelong learner, and there's always
something available. So yeah, that's what I love about community
college is we're really there for everyone.
Speaker 1 (17:06):
Let's focus a little bit about your running. Besides the
run you're going to do to all seventeen of the
community colleges in Oregon, talk to us a little bit
about some of the running and your goal to run
a marathon in all fifty states.
Speaker 5 (17:18):
Yeah. I've had that goal for quite some time, actually
fifteen sixteen years and I've run forty seven marathons in
total currently in thirty six different states. And so my
goal in the next three years is to finish that,
and so you know, I've got fourteen more to go.
I'll be in North Carolina actually next month running that state.
(17:40):
And so it's been a fantastic way to really see
a community. You know, when you see a city on foot,
you see things you wouldn't see when you're driving or
somewhere else around. So it's been a fun way to
see the country.
Speaker 1 (17:52):
So talk to us a little bit about how you'll
approach running to all seventeen community colleges in the state.
Is it you know Portland too, or is it the
Clacamus to PCC and then to Hillsboro or will you
do it at all in separate runs?
Speaker 5 (18:09):
Its consecutive days straight runs. I'm going to start on
June sixteenth in Ontario, Oregon, right there on the border
of Idaho at Treasure Valley Community College. And they're about
a little over two hundred miles from Blue Mountain Community
College in Pendleton, So my first leg i'll be running.
It'll take me about a week to run from Ontario
(18:31):
up to Pendleton, and then I'm going to run down
from Pendleton down to Bend, which will be about another
six to seven days depending on how that goes, and
I'm doing. I'm starting in the east side of the
state for a couple of reasons. One is, I'm hoping
to avoid wildfires if I if I start early enough,
and I'm hoping to avoid the extreme heat that will
come later because this will take six weeks, and so
(18:52):
I'll you know, I'll go from Bend down to Claimath Falls,
over to Medford, over to Coos Bay, and then I'm
going to start heading back up the Lammett Valley and
heading over to the coast and come back down to
Portland Community College, Plaqueminspeity College, Mount Hood over in Bresham,
and then end up at Columbia Gorge right around August eighth,
(19:12):
if all goes well.
Speaker 1 (19:13):
Wow, do you have an average that you plan to
run per day?
Speaker 5 (19:18):
My goal is to run about an average of about
thirty two per day, which is you know, marathon's twenty
six point two, so it's it's really a marathon plus
a ten k per day. So it's again it's a
pretty ambitious goal and some you know, some of those
legs are there's some pretty good elevations, so it'll be interesting.
Speaker 3 (19:38):
Wow.
Speaker 5 (19:38):
Probably about eight hours of running a day is what
I'm figuring that's incredible.
Speaker 1 (19:43):
What what do you do to get ready for that?
Or are you essentially doing that? Just because of the
amount of marathons that you run on a regular basis.
Speaker 5 (19:51):
It's difficult to prepare for something like this. I've done
a number of back to back marathons, and I've done
you know, some oltra runs where I've run you know,
fifty or sixty mile. But what I'm doing to prepare
and I try to keep in shape because I run
a marathon about every three months or so. But what
I'm doing in addition is trying to run some back
to back days that are longer or even a couple
(20:13):
times a day where I'm getting used to running on
really tired legs. Because that's what I think will be
the one of the bigger challenges, is just getting up
day after day, you know, like Groundhog Day, right, getting
out there and running another thirty some miles on really tired,
you know, tired legs that way, So that that's the
addition in addition to my regular training, is just trying
(20:34):
to run some back to backs and get used to
running tired.
Speaker 1 (20:39):
Sure, how are you raising funds during your run? And
where will that money go?
Speaker 3 (20:44):
Yeah?
Speaker 5 (20:44):
Great question. So we have a website. It's called Clackamis
dot edu. Bard slash ro CCS stands for Run for
in Community College Students And if you go to that site,
you can click on and donate money to whichever community
college that you're interested in. So one of the things
(21:05):
I really like about this is we've been getting sponsors
to cover the costs of you know, the RV that
we're going to have, and gas and food and you know,
things like that, so that every dollar that people donate,
whether it's to Clacamists, whether it's the PCC or Klamath whoever,
will go directly to students at those at those places.
So that's you know that we're hoping to raise quite
(21:26):
a bit of money. It's I think about it as
an old school jogathon. You know, like grade schools do
fifteen hundred miles. If you donate a nickel mile, that's
seventy five dollars you know, for the for the run.
So that's the way I've been been talking to people
about it.
Speaker 1 (21:40):
That is terrific. Now that money will go to.
Speaker 5 (21:43):
It'll go to basic needs support. So you know, again
different communities, different needs. Some places that may go help
support food pantries some places that may help support some
you know, housing needs. I know here at Clacamus. Sometimes,
you know, the difference between a student dropping out and
and staying in is whether they're making a choice whether
to pay their electrical bill or whether the you know,
(22:05):
pay for gas or food to come to school. So
being able for our foundation, being able to maybe help
them with one of those things can be the difference
between whether they stay and finish their degree or they
drop out. So, you know, the different colleges will be
able to determine, you know, is this something that we
want to support more housing, more food, you know, or
some other type of food and security or barrier that's
(22:27):
that their students need.
Speaker 1 (22:28):
Great, one more time for the people who want to
make donations, give us the website address.
Speaker 5 (22:33):
Yeah, it's called clack Mus dot edu board slash r
O c c S stands for a Run for Community
College Students. If you want to do the search on
our website and that'll take you to our fundraising page.
We've got some fun videos on there, you know, Forrest
Gump type things, and some other other interesting information just
(22:54):
about the need and kind of what we're working on.
And we'll be posting other videos and other other commission
as we go along. We're about four months out, so
there's still quite a bit of a work we need
to do, and I'll.
Speaker 4 (23:05):
Make a pitch.
Speaker 5 (23:05):
We're still looking for an RV sponsor, so if anyone
out there is interested in connecting with us around an
RV donation, that would be really helpful.
Speaker 1 (23:15):
Tim, thanks for joining us. That's Tim Cook, president of
Claquemus Community College, and his plans to run to all
seventeen community colleges in Oregon this summer, highlighting the needs
of community college students. Oregon's unclaimed property account has around
one billion dollars, and some of it could be yours.
Claudia Shabano with the Oregon State Trade where he joins
(23:37):
us on local voices. Claudia, where does the unclaimed property
come from? Sure?
Speaker 6 (23:42):
Unclaim property occurs when an entity that holds money for
someone else loses touch with the owner. We're talking businesses,
government entities, nonprofit organizations. After about one to three years
of no contact with the owner, that property comes to treasury.
We post the owner's name on our website along with
a few identifying details, and we wait for the owner
(24:07):
to claim it. We hold that property forever or until
the owner or their heirs claim it from us.
Speaker 1 (24:13):
Now is this all monetary?
Speaker 6 (24:15):
Yeah, that's a really good question. So let me give
you a few examples of unclaimed property on cash checks
are probably the most common onclaim property. The second most
common would be bank accounts with no activity. We get
one hundred and twenty different property types. You're talking insurance payments,
unredeemed money, orders, refunds, and credits that go on claimed
(24:39):
you name it. It's mostly intangible assets with financial institutions
and other businesses. But we also receive safety deposit boxes
from banks.
Speaker 3 (24:50):
Yeah.
Speaker 1 (24:50):
What do they do with the safe deposit boxes? Do
you keep the material? Do you sell it?
Speaker 6 (24:55):
We keep them here for a few years as we
look for owners. Our preferences that we always reunite people
with their property, with their tangible property in its original form,
and when we are unable to find people after a while,
when we run out of space, then we hold an
auction and then the proceeds from that auction gets tracked
(25:17):
by owner and then it joins their other unclaimed funds
in our accounts to be claimed. It's theirs in perpetuity.
Speaker 1 (25:26):
Now the state has started the checks without claims program?
How does that work?
Speaker 6 (25:30):
The Checks without Claims program is now about three years old.
It's an innovative approach that we've taken to use advanced
analytics and data matching behind the scenes to identify an
owner and essentially validate that there's still that address so
that we can send them their check without them having
(25:52):
to file a claim. It saves us a lot of time,
because I think this year we're about to send twenty
three thousand such checks. It saves the owners a lot
of hassle because they don't have to file a claim
and prove that they are who they say they are.
Speaker 1 (26:06):
How'd the program do last year?
Speaker 6 (26:08):
Last year we did great. Last year we focused on
two years of unclaim property that was reported to us,
So I believe we send about eighteen million dollars to
people last year and thirteen million this year.
Speaker 1 (26:23):
So when you start that process, do you send well
to make the first contact with the person who would
get the money? Do you send a letter to them?
Speaker 6 (26:32):
Or yes, we first sen the letter to let them
know that it's coming. Even though on claim property has
been around since nineteen fifty seven, we still struggle with
low awareness. So we want people to understand that this
money is theirs, that they have some time to do
their own due diligence to call us, to look on
the website to determine that this is indeed a valid effort,
(26:55):
and then a couple of months later then we send
the check with a second letter referencing the first letter
and reminding them that it's their money and we want
them to the positive.
Speaker 1 (27:04):
How can listeners check to see if they have any money?
Speaker 6 (27:07):
Oh, it's very simple. All you have to do is
go to our website, which is Unclaimed that Oregon dot gov.
All it takes is a minute to put in your
first name and last name, and it will give you
all the possible unclaimed property that one may have. We
encourage everybody to do this because we receive new unclaim
(27:29):
property every year, and of course businesses and government entities
and nonprofit organizations can have unclaim property, so this is
really for everybody. The unclaimed property that we receive comes
to Oregon because the owner had an organ address. However,
somebody could have lived in multiple states, so we encourage
(27:51):
people to look in those states or to go to
our national website. Which is unclaimed that RG.
Speaker 1 (27:58):
So if you see that you have money there, what's
the process to get that money?
Speaker 6 (28:02):
Once you identify that you have unclaim property, you can
start a claim from our website, from a computer or
from your phone, and then we will send you a
little bit more information with what we need in order
to process that claim. We're just looking to validate that
the person that's claiming the money has the right to
that money, So we will look to make sure that
(28:24):
we have an address that's on file for them. That
we have we can verify their name or their security number,
so the process can be fairly painless.
Speaker 1 (28:37):
So what if a relative is deceased and you see
that they have money, how does that part of the
process work if if they're no longer here.
Speaker 6 (28:44):
Yes, it's it's it's. The process is very similar to
claim money for a deceased relative. Depends on who you are.
We go by the laws of interstate succession in Oregon,
So depending on the amount we might pay the surviving spouse,
we might pay if probate is open, we will pay
(29:06):
the personal representative. If airs find out about property after
they've already taken care of the affairs of their loved one.
Then we will pay based on the distribution in the
will or between based on what the final distribution order
from from probate action.
Speaker 1 (29:24):
Claudia, tell us one more time, what's the what's the
website address?
Speaker 6 (29:27):
The website address is unclaimed dot Oregon dot go ov.
Speaker 1 (29:32):
Thanks Claudia, that's Claudia Shavana or the Oregon State Treasury
and details about Oregon's unclaimed property program. Again. You can
see if you have unclaimed property by going to the
website unclaimed dot Oregon dot gov. Thanks for listening to
Local Voices, I'm brad Board. You can hear past episodes
on the iHeartRadio app under the podcast tab. Local Voices
(29:53):
is a public affairs presentation from iHeartRadio.
Speaker 4 (30:00):
No
Welcome to local voices, sign brad Ford. This week, Oregon's
Financial Wellness Scorecard shows how many Oregonians are living paycheck
to paycheck. The Oregon legislatures considering a bill to start
the process of examining reparations for African Americans in the state,
and you could have money waiting in Oregon's Unclaimed property fund.
(00:27):
The twenty twenty five Oregon Financial Wellness Scorecard shows more
than a third of Oregon households are living paycheck to
paycheck and can't save any money. Ryan Mann as executive
director of the Oregon Treasury Savings Network, What is the
survey show in general about Oregonians finances well?
Speaker 2 (00:43):
The annual Financial Wellness Scorecard draws on dozens of state,
national sources, and it shows that Oregonians are making more
just good news, but also that the majority of people
are finding it difficult to meet ins meet do.
Speaker 1 (01:00):
Most families have money at the end of the month
for discretionary spending well.
Speaker 2 (01:06):
What the report shows is that fifty six percent of
Oregonians say that it's difficult to cover expenses each month,
and unfortunately, this is a trend headed in the wrong direction.
This number of seven percentage points higher than two years
ago and thirteen percentage points higher than four years ago.
Speaker 1 (01:24):
Or it really is living paycheck to paycheck. Or Oregonians
able to save money for emergencies.
Speaker 2 (01:31):
Well, about half of Oregonians forty nine percent, said they
could not cover an unexpected cost of five hundred dollars
or more. So it's a bit of a mixed bag.
Are there are a number of Oregonians in a strong
financial situation, but about half of folks are are really
right there on the edge. At the end of each month.
Speaker 1 (01:53):
Does a survey show how Oregonians are doing saving for retirement?
Speaker 2 (01:59):
This is where we really encouraging news. Sixty five percent
of working households in Oregon report saving for retirement, which
is actually up considerably in recent years and is five
percentage points higher than the national retirement savings rate.
Speaker 1 (02:16):
What does the Treasury Savings Network have to offer?
Speaker 2 (02:20):
Well, thank you for that question. I love to talk
about the work we do with the Savings Network, and
really the reason we think the scorecard is so important
is it it highlights where where we're doing well and
where're goingans are thriving, but it also highlights where we
have more work to do, and we think we have
an important role to play there. We administer a suite
(02:43):
of financial empowerment savings plans. So the Oregon College Savings
Plan helps people save for education and career training. The
Able Savings Plans helps people experiencing disability save for their future.
And Oregon Saves the first state inment country to launch
(03:03):
launch a program that that provides an option for people
who didn't previously have a way to save for retirement
through their through their jobs. So we have a sweet
of plan to help people save and realize financial wellness
in their own lives.
Speaker 1 (03:16):
Anything else that you'd like to highlight, well, just.
Speaker 2 (03:20):
Thank you for covering this. We see the scorecard as
sort of the vital signs of how individual Orgonians and
families are doing. And while there's you know, things to
be concerned about, we want to stay focused on the
opportunities we have to bring more people in to you know,
have agency in our economy and realize financial empowerment and
(03:43):
financial wellness. And really really hope folks will check out
the savings plans that we have a treasury and the
other resources that we can share.
Speaker 1 (03:50):
Yeah, what's the easiest way for them to plan out
more information online about the Treasury Savings Network programs well.
Speaker 2 (03:59):
The Savings Network has a page within the organ State
Treasury website under the leadership of Treasurer Steiner, and then
each of our savings plans has an individual website, so
we're in College Savings Plan as a dedicated site or
Enable Savings Plan as a dedicated side in Oregon. Saves
does as well with FAQs and resources, and we're always
(04:22):
happy to take calls and emails and help people get
their questions answered and hopefully get signed up to say
for their future.
Speaker 1 (04:29):
Ryan, thanks for joining us. That's Ryan Mann, executive director
of the Oregon Treasury Savings Network, with details about the
twenty twenty five Oregon Financial Wellness Scorecard. The Oregon legislature
is considering a bill that would create a task Force
to examine past racism in the state and reparations. State
Representative Travis Nelson is one of the co sponsors of
(04:50):
the bill.
Speaker 3 (04:50):
This is proposed legislation that enables a Task Force on
Reparations to study and develop proposals for financial and non
financial remedies for the past and injustices that have affected
African American lives. This bill is more than just a study,
but a necessary and overdue step towards achieving true equity
in Oregon and an opportunity to make meaningful action to
(05:13):
address the past and justices done to African Americans in
our state. Many of us know the history Oregon was
founded on exclusion. In eighteen forty four, the Provisional Government
of Oregon passed the Lash Law, banning black people from
settling and enforcing excruciating whippings for those who stayed. Even
after the whipping penalty was removed in eighteen forty five,
(05:36):
exclusionary laws persisted, and in eighteen fifty seven, Oregon's constitution
explicitly prohibited black people from living, owning property, or working
in our state. These racist policies shaped Oregon's history, with
exclusionary language remaining in the constitution until nineteen twenty six
and the state delaying ratification of the Fourteenth Amendment, the
(05:59):
amendment that guaranteed citizenship to those born here in the
United States, until nineteen seventy three. This history has left
a legacy of long lasting inequities. Even after these laws
were formally repelled, Black communities, particularly in north and Northeast Portland,
were subjected to redlining, housing discrimination, and displacement through urban
(06:21):
renewal projects. We saw this during the Vanport flood of
nineteen forty eight, which disproportionately displaced black families. We also
saw this in the Albia districts systemic divestment and gentrification.
But to be clear, discrimination related housing laws were not
exclusive to Portland. Across Oregon, home covenants were common until
(06:44):
the late nineteen sixties. I encourage you all to do
the research on your own home. There's a good chance,
if it's an older house, there's some type of covenant
on it. These agreements were part of the deal made
when homes were sold, and often included clauses that said
things like no Negroes, Chinese, or Japanese shall own or
occupy property in this neighborhood unless they are a worker
(07:07):
or servant. In summary, Oregon has a long history of
racially driven economic disenfranchisement and exclusion, and the effects of
this history still remain evident today. Black Oregonians continue to
face stark disparities in home ownership, wealth accumulation, and access
to healthcare. Disparities that House Bill forty fifty two and
(07:28):
House Built twenty nine twenty five have already begun to
address by recognizing racism as a public health crisis and
gathering input from impacted communities. The twenty twenty two report
from House Bill forty fifty two included over one hundred
and twenty recommended policy changes aimed at eliminating racial disparities,
with fifteen of those already becoming policy proposals this session.
(07:52):
I see that as progress, but it's only the beginning.
The reparations conversation is not just about acknowledging historical wrongs.
It is also about fully understanding what justice truly means
and how we can do what is right. This task
force represents an opportunity to deeply explore once and for
all the lasting impacts of systemic exclusion and how we
(08:14):
can meaningfully address them. We have the history, the lived experiences,
and the undeniable evidence of ongoing disparities. If we are
serious about dismantling systemic barriers and creating more just organ
then we must take the next step forward. The past
of Oregon and those who came before us does not
(08:35):
define us, but the actions we take now with the
knowledge we have of our past, forever will.
Speaker 1 (08:41):
This is state Senator Lou Frederick.
Speaker 4 (08:43):
It's a simple issue in some ways. What we're talking
about is the need for the country to look at
the impact of a history of racism from its beginning
and how that beginning affects African Americans who are here now.
The flip and comment I often receive when I bring
up this idea around the rhetoric of well, slavery is
over after the Civil War, get over it. But some
(09:05):
in the South, North, and West are still fighting the
Civil War, as evidenced by the Confederate battle flag that
was flown in the nation's capital on January sixth, twenty
twenty one. In Oregon, at the beginning of our state,
our founders decided that decided whether it was going to
be a free state or not. They chose to not
have slaves and to outlaw people of color in the
(09:27):
Oregon Constitution. The result is that all those folks who
came as homesteaders, who those wagon trains that came across
the Oregon Trail, sometimes headed by a black mountain man
or on others, found that they could not stay in
the state of Oregon. Two of the black wagon train
leaders started the cities of Shehalis, and Centralia, Washington. There's
(09:48):
northeast Portland, Northeast Oregons, black town of Maxville, the lynching
in Coop's Bay that was memorialized just a years ago.
Black businesses harassed in Eugene famous as black entertainers, told
they could sing in Salem, but they could not stay
in the Salem hotels. It includes Medford police telling me
in two separate years that my kind was not allowed
(10:11):
to stay in town after sundown, the story after story
in my neighborhood of homes targeted and destroyed by what
became the Memorial Coliseum. Families moved because predatory mortgage brokers
pushed them out of their homes for several decades. That
mortgage fraud and flipping of houses continues to this day,
and of course a lot of it goes back to
things like the Vanport flood, as you heard, the I
(10:33):
five corridor eliminating black businesses in the Emmanual Hospital site,
empty lots that are still there after more than fifty years.
The Portland City Council, in an attempt to deal with
the urban renewal or black removal around the Memorial Coliseum,
decided to declare that claw foot bath tubs were too ancient,
(10:53):
and so they qualified a house as derelict. The city
took over homes as at pennies on the dollar. The
City Council of Portland also called the Urban League president
in to tell him to get those essential black workers
who had been at Vanport to leave. When he refused
and they didn't leave, the city set up new real
estate redlining and destroyed what could what they could of
(11:15):
the black community that was beginning to thrive. The legacy
of African Americans in the state of Oregon meant being
unable to have homes to create wealth is collateral for
higher education, for businesses, for health care. The disparities in
the justice system are frankly legendary. All of these things
are part of the legacy of just this state. All
(11:36):
of these examples that black family speak about a family
gatherings and Thanksgiving, Christmas homegoings, ceremonies. House Bill twenty nine
ninety five is an approach to say, Okay, let's acknowledge
that and figure out how we respond, how do we
do something about that. I don't expect that this bill
will cover all of the problems, but I think it
(11:56):
is high time for us to acknowledge the problems and
figure out a way to deal with compensation for those problems,
something that is not a subtle or sideways compensation. Let
me be clear, as clear as I can. African Americans
without direct, stable financial compensation built this country. The agriculture
(12:16):
of the South, the buildings and the economy of the North,
the cowboys and buffalo soldiers of the West, the Kaiser
shipyards of Vanport, and the Liberty ships that helped win
World War II. My father worked on those ships, by
the way, but nationally they were intentionally left out of
the GI Bill, the Homestead Act, even minimum wage. Understand
(12:37):
that as a community, a country, we've been through this before.
The forty acres and a mule of reconstruction was a
promise unkept, like the treaties with native tribes. We have
a country finally acknowledged the loss of property and livelihood
for our Japanese cousins. It is time we acknowledge that
there is something that needs to be done in this situation.
Speaker 1 (12:57):
That's Oregon State Senator lu Frederick and State Representative Travis
Nelson explaining the bill that would create a Task Force
on Reparations to study and propose both financial and non
financial reparations to African Americans in Oregon. The bill remains
in committee. The president of Clacums Community College has plans
(13:18):
to bring attention to the needs of community college students
around Oregon. Tim Cook joins us on Local Voices. Tim,
you're an avid runner. Tell us about your plans.
Speaker 5 (13:27):
Yeah, thanks for asking, Thanks for having me this summer.
I'm planning a pretty ambitious run to each of the
seventeen community colleges in Oregon. It's about fifteen hundred miles.
It'll take about fifty days, averaging about thirty two miles
a day, So it's a marathon plus a ten caper day.
So it's, as I said, pretty ambitious.
Speaker 1 (13:47):
Wow, what are you trying to highlight by running to
all seventeen of the community colleges in Oregon.
Speaker 5 (13:53):
Yeah, I'm really trying to highlight our community college students
and the challenges they face around basic needs. So there's
about two hundred thousand community college students in Oregon. They're
fifty two percent of all Higher ed students, so that
the majority of students in Higher ed and Oregon are
at community colleges and the challenges they're facing around food,
in security, housing and security. Homelessness just have gotten worse
(14:15):
and worse every year. They were getting bad before the pandemic,
and they just have a sense even even gotten worse.
So trying to help raise awareness around that and then
hopefully some funds for those students.
Speaker 1 (14:27):
Tell us about the opportunities that community colleges present to Oregonians, you.
Speaker 5 (14:33):
Know, thank you. Community colleges by definition are in local
communities throughout Oregon, and they're by design therefore to provide
workforce training, so to help people get you know, a
new job or advanced skills like current job, to get
some classes around that will help them transfer, maybe help
(14:54):
them get their ged, maybe learn English, a whole bunch
of other opportunities. They're really they're at for the community.
They're open access, so they're they're a great resource and
uh and can be a real economic engine for communities.
Speaker 1 (15:05):
Do different communities specialize in training for businesses in their area?
Speaker 5 (15:11):
Yes, again by definition, and so when you go around
the state and look, you know, some of our rural
colleges have real focused programs that are only available in
those communities where they need them. And so when we
look at offering programs, we look and see what are
the jobs available, what are the companies, what what are
the needs locally and so you'll see, you know, you'll
(15:31):
see a lot of the same programs throughout the state,
but you'll see some real, you know, unique ones too,
depending on where you're at.
Speaker 1 (15:38):
What do Oregon community colleges need from the Oregon legislature.
Speaker 5 (15:43):
Stable funding? You know, we we really need the ability
to be able to offer and keep our tuition low
for our students. And the way that we do that
is by hopefully getting more funding from the state. It's
a it's an ongoing challenge that we face, you know,
every BAYINNEA to get that and so getting that you know,
(16:06):
awareness from the from the legislature, and getting and getting
the ability to really fund so that we can we
can be affordable, we can really continue to offer higher,
high quality education.
Speaker 1 (16:15):
Do you see a combination of students some that go
just to get their degree from the community college and
then some students who go to knock off some of
those lower level courses and then move on to a
four year university.
Speaker 5 (16:28):
Yeah, we see a little bit of everything. I tell people,
you know, our youngest graduate last year was fifteen, Our
oldest was seventy two, and you know, so we we
have a little bit of everything we get. You know,
we get quite a few that are here that you know,
end up wanting to transfer on to Portland State, Oregon State,
you know, one of the one of the four years
in the state. Usually we get a number that are
(16:48):
really interested in you know, I want to come for
a year or two and get some skills and get
it and get a job. And then others that are
coming and saying, you know, I just there's something I
want to learn. I want to you know, I want
to continue to be a lifelong learner, and there's always
something available. So yeah, that's what I love about community
college is we're really there for everyone.
Speaker 1 (17:06):
Let's focus a little bit about your running. Besides the
run you're going to do to all seventeen of the
community colleges in Oregon, talk to us a little bit
about some of the running and your goal to run
a marathon in all fifty states.
Speaker 5 (17:18):
Yeah. I've had that goal for quite some time, actually
fifteen sixteen years and I've run forty seven marathons in
total currently in thirty six different states. And so my
goal in the next three years is to finish that,
and so you know, I've got fourteen more to go.
I'll be in North Carolina actually next month running that state.
(17:40):
And so it's been a fantastic way to really see
a community. You know, when you see a city on foot,
you see things you wouldn't see when you're driving or
somewhere else around. So it's been a fun way to
see the country.
Speaker 1 (17:52):
So talk to us a little bit about how you'll
approach running to all seventeen community colleges in the state.
Is it you know Portland too, or is it the
Clacamus to PCC and then to Hillsboro or will you
do it at all in separate runs?
Speaker 5 (18:09):
Its consecutive days straight runs. I'm going to start on
June sixteenth in Ontario, Oregon, right there on the border
of Idaho at Treasure Valley Community College. And they're about
a little over two hundred miles from Blue Mountain Community
College in Pendleton, So my first leg i'll be running.
It'll take me about a week to run from Ontario
(18:31):
up to Pendleton, and then I'm going to run down
from Pendleton down to Bend, which will be about another
six to seven days depending on how that goes, and
I'm doing. I'm starting in the east side of the
state for a couple of reasons. One is, I'm hoping
to avoid wildfires if I if I start early enough,
and I'm hoping to avoid the extreme heat that will
come later because this will take six weeks, and so
(18:52):
I'll you know, I'll go from Bend down to Claimath Falls,
over to Medford, over to Coos Bay, and then I'm
going to start heading back up the Lammett Valley and
heading over to the coast and come back down to
Portland Community College, Plaqueminspeity College, Mount Hood over in Bresham,
and then end up at Columbia Gorge right around August eighth,
(19:12):
if all goes well.
Speaker 1 (19:13):
Wow, do you have an average that you plan to
run per day?
Speaker 5 (19:18):
My goal is to run about an average of about
thirty two per day, which is you know, marathon's twenty
six point two, so it's it's really a marathon plus
a ten k per day. So it's again it's a
pretty ambitious goal and some you know, some of those
legs are there's some pretty good elevations, so it'll be interesting.
Speaker 3 (19:38):
Wow.
Speaker 5 (19:38):
Probably about eight hours of running a day is what
I'm figuring that's incredible.
Speaker 1 (19:43):
What what do you do to get ready for that?
Or are you essentially doing that? Just because of the
amount of marathons that you run on a regular basis.
Speaker 5 (19:51):
It's difficult to prepare for something like this. I've done
a number of back to back marathons, and I've done
you know, some oltra runs where I've run you know,
fifty or sixty mile. But what I'm doing to prepare
and I try to keep in shape because I run
a marathon about every three months or so. But what
I'm doing in addition is trying to run some back
to back days that are longer or even a couple
(20:13):
times a day where I'm getting used to running on
really tired legs. Because that's what I think will be
the one of the bigger challenges, is just getting up
day after day, you know, like Groundhog Day, right, getting
out there and running another thirty some miles on really tired,
you know, tired legs that way, So that that's the
addition in addition to my regular training, is just trying
(20:34):
to run some back to backs and get used to
running tired.
Speaker 1 (20:39):
Sure, how are you raising funds during your run? And
where will that money go?
Speaker 3 (20:44):
Yeah?
Speaker 5 (20:44):
Great question. So we have a website. It's called Clackamis
dot edu. Bard slash ro CCS stands for Run for
in Community College Students And if you go to that site,
you can click on and donate money to whichever community
college that you're interested in. So one of the things
(21:05):
I really like about this is we've been getting sponsors
to cover the costs of you know, the RV that
we're going to have, and gas and food and you know,
things like that, so that every dollar that people donate,
whether it's to Clacamists, whether it's the PCC or Klamath whoever,
will go directly to students at those at those places.
So that's you know that we're hoping to raise quite
(21:26):
a bit of money. It's I think about it as
an old school jogathon. You know, like grade schools do
fifteen hundred miles. If you donate a nickel mile, that's
seventy five dollars you know, for the for the run.
So that's the way I've been been talking to people
about it.
Speaker 1 (21:40):
That is terrific. Now that money will go to.
Speaker 5 (21:43):
It'll go to basic needs support. So you know, again
different communities, different needs. Some places that may go help
support food pantries some places that may help support some
you know, housing needs. I know here at Clacamus. Sometimes,
you know, the difference between a student dropping out and
and staying in is whether they're making a choice whether
to pay their electrical bill or whether the you know,
(22:05):
pay for gas or food to come to school. So
being able for our foundation, being able to maybe help
them with one of those things can be the difference
between whether they stay and finish their degree or they
drop out. So, you know, the different colleges will be
able to determine, you know, is this something that we
want to support more housing, more food, you know, or
some other type of food and security or barrier that's
(22:27):
that their students need.
Speaker 1 (22:28):
Great, one more time for the people who want to
make donations, give us the website address.
Speaker 5 (22:33):
Yeah, it's called clack Mus dot edu board slash r
O c c S stands for a Run for Community
College Students. If you want to do the search on
our website and that'll take you to our fundraising page.
We've got some fun videos on there, you know, Forrest
Gump type things, and some other other interesting information just
(22:54):
about the need and kind of what we're working on.
And we'll be posting other videos and other other commission
as we go along. We're about four months out, so
there's still quite a bit of a work we need
to do, and I'll.
Speaker 4 (23:05):
Make a pitch.
Speaker 5 (23:05):
We're still looking for an RV sponsor, so if anyone
out there is interested in connecting with us around an
RV donation, that would be really helpful.
Speaker 1 (23:15):
Tim, thanks for joining us. That's Tim Cook, president of
Claquemus Community College, and his plans to run to all
seventeen community colleges in Oregon this summer, highlighting the needs
of community college students. Oregon's unclaimed property account has around
one billion dollars, and some of it could be yours.
Claudia Shabano with the Oregon State Trade where he joins
(23:37):
us on local voices. Claudia, where does the unclaimed property
come from? Sure?
Speaker 6 (23:42):
Unclaim property occurs when an entity that holds money for
someone else loses touch with the owner. We're talking businesses,
government entities, nonprofit organizations. After about one to three years
of no contact with the owner, that property comes to treasury.
We post the owner's name on our website along with
a few identifying details, and we wait for the owner
(24:07):
to claim it. We hold that property forever or until
the owner or their heirs claim it from us.
Speaker 1 (24:13):
Now is this all monetary?
Speaker 6 (24:15):
Yeah, that's a really good question. So let me give
you a few examples of unclaimed property on cash checks
are probably the most common onclaim property. The second most
common would be bank accounts with no activity. We get
one hundred and twenty different property types. You're talking insurance payments,
unredeemed money, orders, refunds, and credits that go on claimed
(24:39):
you name it. It's mostly intangible assets with financial institutions
and other businesses. But we also receive safety deposit boxes
from banks.
Speaker 3 (24:50):
Yeah.
Speaker 1 (24:50):
What do they do with the safe deposit boxes? Do
you keep the material? Do you sell it?
Speaker 6 (24:55):
We keep them here for a few years as we
look for owners. Our preferences that we always reunite people
with their property, with their tangible property in its original form,
and when we are unable to find people after a while,
when we run out of space, then we hold an
auction and then the proceeds from that auction gets tracked
(25:17):
by owner and then it joins their other unclaimed funds
in our accounts to be claimed. It's theirs in perpetuity.
Speaker 1 (25:26):
Now the state has started the checks without claims program?
How does that work?
Speaker 6 (25:30):
The Checks without Claims program is now about three years old.
It's an innovative approach that we've taken to use advanced
analytics and data matching behind the scenes to identify an
owner and essentially validate that there's still that address so
that we can send them their check without them having
(25:52):
to file a claim. It saves us a lot of time,
because I think this year we're about to send twenty
three thousand such checks. It saves the owners a lot
of hassle because they don't have to file a claim
and prove that they are who they say they are.
Speaker 1 (26:06):
How'd the program do last year?
Speaker 6 (26:08):
Last year we did great. Last year we focused on
two years of unclaim property that was reported to us,
So I believe we send about eighteen million dollars to
people last year and thirteen million this year.
Speaker 1 (26:23):
So when you start that process, do you send well
to make the first contact with the person who would
get the money? Do you send a letter to them?
Speaker 6 (26:32):
Or yes, we first sen the letter to let them
know that it's coming. Even though on claim property has
been around since nineteen fifty seven, we still struggle with
low awareness. So we want people to understand that this
money is theirs, that they have some time to do
their own due diligence to call us, to look on
the website to determine that this is indeed a valid effort,
(26:55):
and then a couple of months later then we send
the check with a second letter referencing the first letter
and reminding them that it's their money and we want
them to the positive.
Speaker 1 (27:04):
How can listeners check to see if they have any money?
Speaker 6 (27:07):
Oh, it's very simple. All you have to do is
go to our website, which is Unclaimed that Oregon dot gov.
All it takes is a minute to put in your
first name and last name, and it will give you
all the possible unclaimed property that one may have. We
encourage everybody to do this because we receive new unclaim
(27:29):
property every year, and of course businesses and government entities
and nonprofit organizations can have unclaim property, so this is
really for everybody. The unclaimed property that we receive comes
to Oregon because the owner had an organ address. However,
somebody could have lived in multiple states, so we encourage
(27:51):
people to look in those states or to go to
our national website. Which is unclaimed that RG.
Speaker 1 (27:58):
So if you see that you have money there, what's
the process to get that money?
Speaker 6 (28:02):
Once you identify that you have unclaim property, you can
start a claim from our website, from a computer or
from your phone, and then we will send you a
little bit more information with what we need in order
to process that claim. We're just looking to validate that
the person that's claiming the money has the right to
that money, So we will look to make sure that
(28:24):
we have an address that's on file for them. That
we have we can verify their name or their security number,
so the process can be fairly painless.
Speaker 1 (28:37):
So what if a relative is deceased and you see
that they have money, how does that part of the
process work if if they're no longer here.
Speaker 6 (28:44):
Yes, it's it's it's. The process is very similar to
claim money for a deceased relative. Depends on who you are.
We go by the laws of interstate succession in Oregon,
So depending on the amount we might pay the surviving spouse,
we might pay if probate is open, we will pay
(29:06):
the personal representative. If airs find out about property after
they've already taken care of the affairs of their loved one.
Then we will pay based on the distribution in the
will or between based on what the final distribution order
from from probate action.
Speaker 1 (29:24):
Claudia, tell us one more time, what's the what's the
website address?
Speaker 6 (29:27):
The website address is unclaimed dot Oregon dot go ov.
Speaker 1 (29:32):
Thanks Claudia, that's Claudia Shavana or the Oregon State Treasury
and details about Oregon's unclaimed property program. Again. You can
see if you have unclaimed property by going to the
website unclaimed dot Oregon dot gov. Thanks for listening to
Local Voices, I'm brad Board. You can hear past episodes
on the iHeartRadio app under the podcast tab. Local Voices
(29:53):
is a public affairs presentation from iHeartRadio.
Speaker 4 (30:00):
No
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