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April 14, 2025 11 mins
Do you really need that $8 cup of coffee every morning? In this engaging episode of The Bama Brown Experience, Bama Brown and his co-host, the Big Puma, dive into the world of impulse buying and practical money-saving strategies. With humor and relatable anecdotes, they explore how small changes in daily habits can lead to significant savings over time.

The Big Puma, known for his popular sports podcast The Sports Cave, joins Bama Brown to share his personal experiences and insights on managing finances. Together, they discuss the impact of impulse buying, the benefits of cooking at home, and the surprising savings that come from using cash instead of cards.
  • Impulse Buying: Bama Brown humorously recounts how frequent Amazon deliveries have turned the delivery guy into a quasi-family member. He shares tips on avoiding impulse purchases, like implementing a 24-hour waiting period before buying online.
  • Cooking at Home: The hosts highlight the financial benefits of cooking at home versus eating out, with Bama revealing how he saved $200 a month by simplifying his breakfast routine.
  • Using Cash: They discuss the advantages of using cash for everyday purchases, a strategy popularized by financial guru Dave Ramsey, and how it can help curb unnecessary spending.
Don't miss out on this episode filled with practical tips and laugh-out-loud moments. Subscribe to The Bama Brown Experience on the iHeart Podcast Network, leave a review, and share this episode with friends who could use some financial wisdom and a good laugh!

Tune in now to discover how you can save money without sacrificing the little joys in life.
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Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:03):
Well, hey and addie to you have Bama Brown experience
on the iHeart Podcast Network. I am Bama Brown. Thank
you for listening. A lot of you are. We appreciate it.
My co host, my fightening Crime. Here is the Big Puma,
the Big Cat. He has the Sports Cave. So if
you're crazy about sports, and apparently a lot of you are,
because a lot of you are going to hear this

(00:23):
show and they're going over and hearing the Sports Cave
down Sandnio Puma.

Speaker 2 (00:28):
How do I get this? How do I get this
incredible show?

Speaker 1 (00:31):
Oh?

Speaker 3 (00:31):
As always, we make it easy on you. First of all,
partner in crime, emphasis on the end crime portion of that. No,
I love seeing some of y'all pop up over on
the Sports Cave streams. Anywhere you get your podcast. We
make it easy. Just in the search bar, type in
the Sports Cave with Biggest Puma.

Speaker 4 (00:52):
Get caught up on those episodes.

Speaker 1 (00:54):
It's funny now that I get these I get these
surveys because I'm older. You know, they used to not
send any like, well, here's the stereo you need to buy.
Now it's like, here's how you save money so you're
not eating cat food. By the way, cat food is expensive,
so I'm not gonna be eating cat food.

Speaker 2 (01:10):
I don't know what I'm gonna be eating, but it
won't we give it. Uh.

Speaker 1 (01:14):
They said, here's four things that you can do that
will save you money every day and at the end
of the year you'll have a little extra cash and
plan on. And they said number one was impulse buying.
Almost all of this is tied to impulse buying online buying.
You know, the the truck comes to the house three
or four times a day here with my girls, they

(01:35):
absolutely buy so much stuff and the guy backs up
and you know he's in there one day having coffee.

Speaker 2 (01:41):
You know, I'm like, what's going on? Who is this guy?
You know, it's an Amazon guy.

Speaker 3 (01:45):
He's the newest member of the family. At that point,
you mentioned truck coming to that. Do you remember Swan Man.

Speaker 2 (01:50):
Oh, yeah, of course Swan Yeah.

Speaker 3 (01:53):
Old impulse buys. Yeah, that was that was the slippery
slope of my mom thought. We were buying these three items, Samuel,
and then by the time he pulled out of the driveway,
we had twelve boxes of craft.

Speaker 2 (02:07):
And it was all good stuff too, by the way.

Speaker 1 (02:09):
Yeah, well you know this that ties to the first
one that they said, the very first thing that you
can do instead of eating out is cook at home.

Speaker 2 (02:17):
And a lot of.

Speaker 1 (02:17):
People eat out because you're too tired, you don't want
to do it. But they say that if you could
do that, they're talking several hundred dollars a month, and
at the end of the year you've got a couple
of grand that you wouldn't have had before.

Speaker 4 (02:30):
I mean, that adds up quick, even, does it.

Speaker 3 (02:33):
He does thinking about you know, like eating fast food
twenty years ago versus I mean, a value mill now
is ten.

Speaker 4 (02:40):
Twelve bucks, right, it's not a value anymore.

Speaker 2 (02:42):
It's just not anymore.

Speaker 1 (02:44):
And it absolutely if you can if you can make yourself.
It's hard to do, of course, but if you can
convince yourself to cook. And there's so much stuff at
the grocery store, the ahvs and stuff that that are
quick cooked, you know, the microwave that, and I mean,
I don't know how healthy it is for you, but
it couldn't be any worse than a restaurant, I.

Speaker 4 (03:01):
Would think saving money at least, it might not be healthier.

Speaker 2 (03:04):
You'll buy a beautiful casket, is what you'll do there.

Speaker 4 (03:08):
You'll have plenty of money for that.

Speaker 1 (03:09):
Yeah, But back to the Amazon, they said, the best
thing you can do if you can make yourself have
a twenty four hour waiting period before you buy.

Speaker 2 (03:18):
Something from on Amazon.

Speaker 1 (03:20):
If you see it, you want it, you know, you
can put it in your basket or whatever, but do
not purchase it.

Speaker 2 (03:26):
And then the next day you might have.

Speaker 1 (03:28):
Buyers remorse or decide, got ley, that's you know, one
hundred dollars or something, Well I really use that, you.

Speaker 4 (03:34):
Know, yeah that you know.

Speaker 3 (03:36):
This is where my roommate that pays half the rent,
also known as my wife, she has. She buys a
lot of stuff online. Like I like, it's nothing out
of the ordinary model. It's normal thirty something, mid thirties millennial.
I mean, we're buying stuff online. But I will give
her so much credit because she'll put stuff in the

(03:58):
cart and then every Sunday she does it once a week.
Every Sunday, she'll look at the cart and say, well,
I put that in there on Tuesday. I never bought it.
It's still here on Sunday, do I actually need it?
And usually he's that stuff gets flushed out.

Speaker 2 (04:15):
Think, yeah, well I'm that same way.

Speaker 4 (04:19):
I trust me.

Speaker 2 (04:21):
I've tried to, uh, you know, I did it on cars.

Speaker 1 (04:24):
I try to like put a twenty four hour grace
period on the cars, you know. I'm like, man, i'd
love to buy off a marketplace or something. I love
to buy stuff.

Speaker 2 (04:31):
I bought a frame from all lay Forward.

Speaker 1 (04:34):
I don't need I'm not gonna build it, but I
search for one for so long and then couldn't find
a good one. And then I saw this perfect one,
and I told this guy, said, I'm gonna buy that
from you.

Speaker 4 (04:44):
Now.

Speaker 1 (04:44):
I'm getting a deal on it, and I'll probably make
money when I do sell it. But in the meantime,
that's the last thing I need.

Speaker 2 (04:49):
You know.

Speaker 3 (04:50):
I think that's that's the biggest problem in another way too,
because when you see when you feel like you're getting
such a great deal, you're more likely to buy something
that you don't need. Right, even when you go to
the grocery store, when it's like buy one, get one, Like,
but I don't need two of them, but the deal
is too good, I might as well get two of them.

(05:11):
But I don't even need the first one to begin with.

Speaker 2 (05:14):
Right exactly.

Speaker 1 (05:15):
And one of the things that I had to look at, Okay,
so I'm gonna buy this model a frame car frame,
just the frame, all right, Oh it's two hundred dollars.

Speaker 2 (05:23):
Well I want a deal, I'm stealing it.

Speaker 1 (05:25):
Okay, add the front suspension, which is four thousand dollars,
the rear suspension, which.

Speaker 2 (05:30):
Is another four thousand dollars.

Speaker 1 (05:32):
Right, my two hundred dollars frame is now close to
ten thousand dollars.

Speaker 2 (05:36):
Now I don't have a body on it.

Speaker 1 (05:38):
Got to get a motor and transmission that's another five,
say five thousand.

Speaker 2 (05:42):
Then you got to have a body. Still.

Speaker 1 (05:44):
Well, if I even find a decent one, I'm gonna
have another five in it. So I'm gonna have right
now twenty five thousand tied up in a really nice
fifteen thousand dollars hot ride. And I'm sitting there going
that just is not making any financial sense.

Speaker 4 (05:56):
Yeah, but you got such a great deal on the frame.

Speaker 2 (05:59):
On the two hundred dollars frame. How could you not?

Speaker 1 (06:02):
How do you the stupidity that I have done over
one hundred times, although I did make money on almost
all of them. But I'm not going to build these things.
But now here's my philosophy on this.

Speaker 2 (06:13):
You stay with me. Puma this.

Speaker 1 (06:16):
It's bad now, but it gets worse. My philosophy is this,
though you'll be impressed with this if I purchase this
frame and buy small pieces at a time. That keeps
me from going out and buying a full complete another
running guard that I do not need because I got
a thirty six Ford I drive every day to breakfast
and lunch and everywhere.

Speaker 2 (06:35):
I don't need a second hot rod, you know, I.

Speaker 4 (06:37):
Mean toney cash theory, just one.

Speaker 3 (06:42):
And I won't even notice that I've dropped twenty five
thousand dollars because I'm going to do it course of
five ten years.

Speaker 1 (06:48):
Right, But you know, man sixty seven on a fixed income,
how will that hurt me? Well down the road once again,
we're back to eating cat food. So this is I'm
the worst. I should read my own stuff that I
put out anyway. Another the last thing they said that
some people have been doing, and I don't know how
you do this, but they use cash for everything.

Speaker 4 (07:09):
Okay, they see when you're using.

Speaker 1 (07:10):
Cash, well, first of all, a lot of places won't
take cash anymore. But when you're using cash for everything,
you will find yourself not spending the money as much.

Speaker 4 (07:20):
Isn't that a big. Uh. I think that's a big
tenant of Dave Ramsey's full.

Speaker 2 (07:24):
Of Ramsey started that.

Speaker 1 (07:26):
He started that His two big things are, you don't
need a eighty.

Speaker 2 (07:30):
Thousand dollars a new car.

Speaker 1 (07:32):
There are so many pre owned cars that you could
get a deal on, even if you have to make repairs.
You get it, you fix it, you know, suburbans and
that kind of thing, trucks or anything. You can come
out so much better than going out there and going,
I gotta have a brand new car, you know, because
you lose half the value.

Speaker 2 (07:49):
That makes sense, all right.

Speaker 1 (07:50):
But the other side of that also he was big
on this cash thing that you're talking about.

Speaker 2 (07:55):
You know, let's pay cash. Uh.

Speaker 1 (07:57):
And because he has he just I think he's very
smart about stuff like that. But then also almost to
the point where you go, well do your rent or
do you buy? Because I don't know anyone that can
buy now. And that old deal about well this is
going to be you sell it for big profits someday.
I don't think that's going to happen anymore. The prices

(08:17):
of houses, you know, what it costs.

Speaker 3 (08:20):
It feels like there's got to be a roof on
that potential profit coming back your way. Right, hearing all
of this, I think I'm realizing in real time how
lucky and how well I might have it, Because again,
my roommate is a cash that's how she budgets weekly.

(08:40):
Of I have this amount of cash, and I know
if I'm spending this much of it on Tuesday, you know,
come Friday, come the weekend, when we're going out and
doing things, you know that budget is quite shrunk at
that point. And I am not anti, but it's just

(09:01):
the convenience, Like I just don't like having change or change.
But I can also understand the very sound logic of
your going to save money.

Speaker 4 (09:14):
Right if you only.

Speaker 3 (09:16):
Use cash, like you said, the hell places aren't even
taking cash anymore, So there's money. There's money saved that
you would have spent or tried to spend.

Speaker 2 (09:24):
Right.

Speaker 1 (09:25):
The other one he had too was do you need
a eight dollars cup of coffee every morning?

Speaker 3 (09:30):
You know, for me, I just finished my six and
a half dollar quad espresso.

Speaker 1 (09:35):
If I if I just dropped coke zero and the
occasional little debbie that I have way more occasionally than
I would want to let on, if I drop that
and I did do one, though, you're gonna be proud
of me. I've done the first one. I mean, I
preach what I do what I preach here, the very
first one. Instead of eating a full breakfast, I have

(09:56):
one biscuit and one slice of bacon, and and with
tip it's ten bucks. So when I get up for breakfast,
I lay a ten dollar bill. So this is what
I did. I went to the bank and I got
two hundred bucks and ten dollar bills. So I eat
the one slice of bacon where I used to eat
two slices of bacon, three eggs, and a biscuit.

Speaker 2 (10:18):
Yeah, I just eat the biscuit in the bacon. Yeah.
And I'm telling you I'm just as full. I don't.

Speaker 1 (10:25):
I'm not hungry by lunch like I used to be.
I don't know if it's because of my age or whatever,
but that's ten dollars a day where.

Speaker 2 (10:31):
I was spending almost twenty dollars.

Speaker 1 (10:33):
So I've saved two hundred bucks just this month alone
on breakfast, on just breakfast. And if I could drop
the cokes and the treats, that'd be another Are you
ready for this? Another two hundred dollars I spend a
month so right there, that's four hundred dollars a month
I could save, not to mention how much healthier i'd be.

Speaker 3 (10:52):
Yeah, and there are absolutely more pros than cons if
you were to cut all of that. But at some point,
you don't want to feel like you're living in East Germany.
You know, like you need a coat and zero, you
need a little Debbie snack every now and then. You
don't want to feel like you're living in Soviet rusty.

Speaker 2 (11:14):
Somebody in North Korea goes, I love it little.

Speaker 3 (11:20):
You've got to reward yourself at least some at least
every now and then to get.

Speaker 4 (11:27):
That Korean I don't think.

Speaker 3 (11:30):
Could you imagine if you showed in North Korean a
little Debbie snack that I mean just life changing.

Speaker 2 (11:36):
Lasting for a year, you know, cut it up some
small pieces. Well that's their problem, not mine. How's that
for sharing about? That's what you're.

Speaker 1 (11:45):
Gonna get honesty here on the Bama Brown Experience.

Speaker 2 (11:49):
That'll do it for today

Speaker 1 (11:50):
Big Puma, thank you so much, and thank you folks
for listening for what it was
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