Episode Transcript
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Today, Nisturb with you. Welcometo this episode of us being with you.
This is Claudia Mendoce. In today' s show we' re going
to talk about taxes. The limitedtax filing date is just around the corner
and it is crucial to keep abreastof the latest tax developments. Millions of
taxpayers have not yet filed their statementand to clarify any last- minute doubts,
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Miguel Burgos, a public accountant,authorized and expert in bilingual tax fees,
accompanies us. Besides, we're in spring season and that means
nature is reborn. It also meanswe' re in allergy season. Veronica
Charpentier, a specialist in urban auricultureat the Institute of Agricultural and Food Sciences
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of the University of Florida Veronica,is with us to discuss this issue.
It will give us more information onhow pollen can affect our allergies and will
share valuable tips to cope with thistime of year. So it seems to
me for a show full of informationand without further ado. Let' s
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begin there is a Latin hor presentinga weekly program full of information, segments
and interviews to empower our minds.Now it starts we' re good.
A few weeks before the deadline forthe filing of taxes and yet millions of
taxpayers have not filed their declaration.Miguel Burgos, public and authorized accountant and
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bilingual tax expert from Hrville Tacks accompaniesus again to clarify last minute doubts.
It also includes some recent changes totax laws, including changes in refunds and
who qualifies for tax credit for theirchildren. Thank you for joining us again.
Miguel, it' s a pleasureto be with you and talk to
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the audience and taxpayers, because it' s already that time of year.
We' re just a couple ofwells, two days. Miguel, what
advice do you have for people whohave not yet presented their taxes and may
need additional help, especially in Spanish, as we must first remember the deadline
for submitting the taxes. This year' s gonna be a Monday. We
' re going to fall on Monday, April 15th, two thousand twenty-
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four. Now we don' thave to wait until April 15th, Sunday
14th or Saturday 13th, because wewant to avoid the mistakes that lead to
things being in a hurry that wemiss a deduction, a credit, that
we don' t report some kindof income. But we also want taxpayers
to use the tools they need toconsult with bilingual experts who can now access
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it online, so that they notonly fulfill their responsibility and receive their check
for their deposit, but also makeinformed decisions. Also organize your income documentation,
your personal information for you, yourspouse, your dependants, and all
of your believing documentation and deductions thatyou can qualify perfect and tell us a
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little more about the key changes oradjustments to the tax law this season that
contribute you, then you must takeinto account and how this can affect taxes.
As you know, every year weexpect some kind of tax change,
either because our tax situation changed,we got married, divorced, someone had
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children, started a business, closeda business, right. But in addition
to that also changes in tax law. And we also see the changes in
the settings. Inflation, increases,deduction, standard expands a little bit more,
tax scales, some credits and eductionsare adjusted and one of the most
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notable changes is the law for thattax season are energy credits, whether someone
bought energy efficient equipment at home,can claim a credit up to one thousand
two hundred. Maybe someone bought himequipment of one renewable energy, clean energy,
which can be up to two thousanddollars or thirty percent of that equipment.
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And we also have the credit forelectric vehicles of clean or renewable energy,
that this one has a maximum ofseven thousand five hundred dollars, which,
although it is not a refundable credit, that is, if it does
not use it to pay its taxes, it will not receive it in the
form of a reembossed check. Butthe truth is, if it could be
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a big difference when it comes tofiling taxes and for these things as you
mention from him for helping me,help for the environment. That I know
because my accountant told us about thesein the house, which we just bought
and told us we had to havesome parameters. It depends on, for
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example, the car for the windows. All of this must have parameters that
not only see or put a window, but also need to have a little
more knowledge about what is being installedand what is going to be told to
return the money. This is right, right. The AAR has well-
technical rules and parameters, because itdoes specify specifically in energy measurements. What
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amount of voltage should be in thecase of credit for clean or renewable energy
vehicles when the final part of theassembly was assembled here in the country,
in the United States. So thereare countless requirements and by two thousand twenty
- four, this specific credit forclean or renewable energy vehicles is still going
to have other changes. That's why it' s important for people
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to use the tools they have onlinetoday. You can use services such as
Turbo tackle Live, where you canfirst access bilingual experts, that is,
you can consult with an authorized publicaccountant or a registered agent, a tax
attorney who answers all your questions,even prepares those taxes in principle. Finally
and all this experience, including thepreparation software. Taxes eleven hundred percent in
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Spanish and in addition to that,there is a bilingual block with hundreds of
articles in Spanish covering these topics andmany others. So that then you,
before you make an investment in efficientor renewable energy equipment or you buy an
electric vehicle in store beforehand, whatare the tax benefits you could potentially get
and then you make an informed decision, maximizing your remarriage or reducing as much
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as possible of the amount of taxesyou have to pay. Exactly a little
bit is to do already one doesthe task for the type of window that
wants the style when it is goingto make the budget that has some as
one more point in the tasks thatwe are doing to also look at how
we can take that in our favor. We are talking to Miguel Burgos,
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counted the authorized public and expert inbilingual tax tarbole Tacks. He is talking
to us a little bit more aboutrecent changes in tax laws, including the
n re- packed fields and whoqualifies for the tax credit for children.
Miguel some important advice or detail tobe done by taxpayers who started a secondary
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job or became self- employed proat least in my family I have three
who are selhn ployd. How itdoes this, how it changes the game
of these decisions in our careers.Yes, these changes, in addition to
having a significant impact on our livesin our finances. It should also be
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remembered that our taxes impact and ifsomeone has a second job, as an
employee, remember more income usually meansmore taxes, so it is important that
you check your form w four,talk to your employer or the Department of
Accounting or Human Resources so that onthis form w or U four you make
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sure that you have enough retention throughoutthe year. Don' t take any
surprises when you file those taxes.And it remains to be seen as to
taxpayers who start their own business,who become self- employed, also remember
that other types of income also generallycarry other tax rates. So, as
a self- employed person, havinghis own business, he' s going
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to pay the traditional income tax buthe' s also likely to pay an
additional tax, which is paying hisown social insurance and his own faggot.
So take that into account when sendingyour estimated payments throughout the year and also
that it is very important that youcarry with an accounting system your income and
your expenses, because it is requiredto report the income, but the Iares
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also requires that all expenses that weredisbursed through the year OK be reported.
We' re talking about what we' re going to report, what happened
last year for this year. Nowthere are credits or deductions from which taxpayers
can benefit this year to have moremoney in their pockets suddenly if they already
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made their taxes and said no suddenly. I want more information to help me
for the other year that you cantake into account. Of course true,
already about twenty- five percent oftaxpayers leave taxes for the last minute and
are probably submitting them in their nextstatement later in the next two weeks.
But already many taxpayers have already presentedtheir taxes. Already, as he says,
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some have received their reboot check,paid their taxes to drink and are
already beginning to look towards the taxyear two thousand twenty- four, which
are going to present at the beginningin two thousand twenty- five. And
in addition to traditional credits, suchas income tax credit, child tax credit
or other dependents. Also the energycredits that we were talking about a few
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minutes ago and let' s rememberthe energy credits because it did better towards
your renewable energy home can add upa reasonable amount. And also credit for
clean or renewable energy vehicles, thoseelectric vehicles are going to have a significant
change and it is that, forthe first time, in the two thousand
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twenty- four, that credit canbe claimed, so to speak, in
advance through the conesionary that you buyyour electric vehicle. And of course,
that will require that you, beforegoing to buy your vehicle, use bilingual
tools like those you can find onTurbo Tax, com is the bilingual blog
so that you read in Spanish,understand how it works and can make an
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informed decision that you know very well. Approximately potentially it can mean a tax
savings of x maximum asto amount ofseven thousand five hundred dollars. Having that
in mind and the entry parameters andwhat the law says, you can go
then yes, buy a vehicle andlike that there are many others. But
the important thing is that with diligencetime, use those bilingual tools that you
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find in Turbo Tax, com withTurbo Tax Live exactly and we have as
much information on the palm in ourhands just using our phone and looking for
asking the same questions or suddenly inno question is a question or one never
knows what answer you will get aslong as one goes to, for example,
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places like thrb TACGS, which havethe right information and a day to
be able to make an educated decision. Miguel, we' re talking,
you were telling me a little bitago that it' s only about twenty
- five percent of people haven't made their taxes. Taxpayers can declare
taxes after April 15th, able thatthey suddenly did not find an appointment with
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their accountant or are outside the countrythat they can make to be able to
submit their taxes after April 15th.Yes, Claudia, ideally, it is
ideal that you present your taxes inanother or before Monday 15th of April of
two hundred and twenty- four.But in some cases there are taxpayers who
know that they may be waiting forsome kind of documentation and will not be
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able to collect all that information anddocuments before the deadline. If that'
s your case, the Ayares hasa provision. You can submit the form
forty- eight sixty- eight withthe Ayares to request an automatic extension or
extension of six months that gives youuntil approximately the 15th of April, the
two hundred twenty- four. Nowremember this is only for the documents for
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filing the tax return. If youare about a quarter of the taxpayers you
expect to owe to Ares the ayareyou are expected to pay that amount in
or before April 15. Otherwise,you might actually have to pay interest and
penalties for late payment. If youneed more time to pay, apart from
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the extension, you need to fillout ninety- four sixty- five forms
to establish a payment plan with theayare if that way you avoid that fine
or that penalty for tax payment okperfect. We are talking to Miguel Burgos,
or public accountant, authorized and expertin bilingual turbole Tanks tax. Miguel
where we can find a little moreinformation about what forms we must take into
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account on the last day to presentour taxes, remember very simple, but
very practical and very useful. TurboTags dot com there is a number of
bilingual services, a tax preparation program100 percent in Spanish and also a bilingual
block where there are hundreds of articleson all kinds of tax issues. Because
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the idea is that hiparous taxpayers don' t just send their statement, get
their check, or pay what theyhave to pay. And we want you
to understand that you make informed decisionsand in that way you can take control
of your taxes, but also yourfinancial situation. Perfect and to clarify and
already to close, the last dayof reporting it is juando Miguel is on
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Monday the 15th of April of thetwo thousand twenty- four. So start
filing your taxes already so that youreceive from or overflow as soon as possible
and also avoid any errors by makingyour tax return in perfect hurry. Thank
you so much for joining us,Miguel and for sharing all these tips and
tricks that we can use and moreinformation about the laws that we suddenly don
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' t have much knowledge about.But you' re already with him,
as they say in Light' sEnglish Sharning. You' re showing us
a little more than we can makewith the decisions we can make to help
us with our taxes. Thank youvery much, Miguel Hi the Star Popst
pleasure order until later, well,we are in spring season and many times
that means that we are also inallergy season. Veronica Sharp Antier is a
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specialist in urban and labor horticulture forthe extension service at the Institute of Agricultural
and Food Sciences at the University ofFlorida. She specializes in Miami County and
give. But allergies, I thinkthey happen everywhere. Or how you'
re doing Thank you for joining us, how you' re doing. That
' s right, allergies happen everywhere, because everywhere there are plants, there
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' s going to be exact pollen. So we' re going to focus
on pollen and how it can dothis can produce allergies, what exactly polyen
is and how it affects people withallergies. OK pollen is something very important,
because this is the way plants reproduceexactly. Poleng is a very fine
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powder of a greenish yellow color foundin the male parts of the flowers.
This poleng is carried by insects inplants that are pollinated by insects to the
female parts and then this is fertilizedand then a fruit is produced. Plants
that are pollinated by them alone thattend to be oaks, palms and pines
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produce more pollen because they have topollinate by the wind, the wind from
which it will carry, carry thatpoleng to the female flower, where it
will be seconded. Okay. Sothat' s when the rest of the
environment starts to take the means inthe matter. Here we' re looking
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at how it does and I,at least I get up and that takes
a long time and it' sobviously definitely seasonal, because I get up
and I look at my car andit' s covered in yellow and I
say it' s not going togive me the sneeze correctly. This happens
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in the season from January to June. The peak hours in the day would
be from ten in the morning tofour in the afternoon, where you can
see more the amount of pollen inthe environment. And, above all,
if you are in a place,as I told you before, where there
are many oak trees, pine treesand palm trees, it is where there
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will be more pollen presence so itwill be carried by the wind. Or,
if you have people allergy problems,it' s best to stay within
the hours of ten to four.Right now you can' t do it
because of your kind of work.So it is recommended that once you'
ve finished your job, you getto bathe, wash and hair, which
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is where the pole usually stays andso you avoid having type of For example,
the symptoms are the watery eyes,There is itching, there are all,
there is congestion, there is rashin the skin. It grew in
a salt many people also find thatit gives them fatigue, even asthma attacks.
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It has some consequences. If weare in a country, that is,
the United States, they are verybig, a giant country. There
are regional differences in the levels ofPolén and in the energies associated with this
good one. According to the Departmentof Centers for Disease Control and Prevention,
50 million people nationwide are affected bypollen. As I said before, where
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there are plants, there is polengand this is the season when you will
see that the trees are full offlowers, because they are ready to produce
their fruits soon. So this isthe time when we have to be careful,
when we are outside to park ourcart away from the trees I mentioned
earlier, to prevent us from washingfrequently, because it tends to stick,
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but then or a wash. Everythinglooks exactly right. We' re talking
to Veronica Sharpentier, already a specialistin urban horticulture at the University of Florida.
Well, Veronica, what role doesclimate change play in all of this,
because, because we' re alsoseeing that, at least here in
South Florida, it' s warmingup faster than it always warmed up and
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right now it' s not thesummer coming any longer We' re going
to, at least us others,get to the hundred in the degrees of
temperature. What role does climate changeplay when it comes to poleng and allergies?
Well, you do see when thetemperatures are high and there' s
a lot of humidity, there's a lot more polling production, especially
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in the trees I mentioned earlier.That does have to do with whether climate
change influences, because at higher temperature, more production of poleng. Also when
there' s rain. This issome beneficial factor, because when there is
rain, the poleng gets wet,has weight and falls. So there'
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s good, there' s thepart that there' s a lot of
heat, but also if there's rain, because you can see the
pollen goes down a little bit.Also ok And if there are no trees.
Let' s say that we arein New York or in the city
of Puro concrete, and if thereare not many trees in many plants,
in the neighborhood where we are living, this can also affect or not affect
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us as regards allergies, because becauseone says that if I see only one
tree, the tree, then itwill not have so much pollen that seven,
ten, twenty trees. Right.Now all the plants bloom. There
are many people who have an allergyto grass. The grass is also going
to produce flowers then and it istrue that in spring pollen is high,
because it is the time in whichthe plants are going to reproduce the rest
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of the year, the plants thatburn your garden or, as I say,
the grass also bloom and they alsohave pollen, but they are much
smaller and there is not going tobe so much problem with allergies, as
we see this season, Regardless whereyou are the plants that will grow according
to the region where you live,they will still bloom, true, but
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and in the city there are flowers, there is grass, but it will
be less and there are people whoare very susceptible and but maybe they are
far away pollen and they are soallergic than equal. It' s going
to give these kinds of reactions andother people that I actually personally can be
under the tree, that pole fallson me and I don' t have
any reaction. Okay, and they' re good. The next question is
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because it strikes me that we aretalking about trees. You told me the
names of the trees. But Isay, because I don' t know
about trees and they all seem prettyto me, but I don' t
know what they' re called,I don' t know how to differentiate
them. How can I do ifthere is an application, a web page
where we can go to see thelevels. Levels are set in the area
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where we are, whether living orworking, where our children go to school
to be a little more informed aboutall this and know what we can do
about it. Because if we knowthey are, we have many trees,
but they are the ones that producelittle pon because we do not have.
We have to worry a little lessall of a sudden. Okay, as
we' re talking here in Florida, the trees would be the oaks,
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the pines, the palm trees,now I don' t know about an
app where you can, for example, stick your information in your zip code
and get a report. However,there are many TV channels that in their
time segment speak and give you thelevels of pole. That would be a
help for people to be aware oftheir News that sometimes that' s what
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they do to them. I wouldn' t know if they' re an
app or if you know the nameof the tree. You can enter the
website of the University of Florida calledAsk Ipas. You put the name of
the tree and then you' regoing to have all the information about that
tree and you can have an ideaof how it grows, where it grows,
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and information about specific plant. Okay, yeah, because one of those
says, because I' m notsure if it' s this plant or
this one, or it depends onthe person as well. Yeah, what
can affect me is different that youcan affect my little nephew. So it
' s like a little bit moreinformation about knowing what steps we can take
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to get rid of these five-allergies. So you can say good.
There is a lot of information onthe pages of the University as Ifas.
That' s the page or myjob is to help homeowners, citizens in
any questions they have regarding their garden, their plants, some insect that'
s eating their plants and they don' t know what to do or how
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to control it. So they canaddress me, to my email that Charpentier
and I can help you with anykind of questions you have regarding your perfect
OK gardens, giving you. Sothousand again v Charpentier, Charpentier, ufl
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dot EU OK perfect. Thank youso much for joining us and for giving
us all this information about pollen andwhat we can do to avoid allergies a
little bit more or make better decisionsso we can stay far away from the
poleng in this spring season. Thankyou, Veronica, thanks to Tiqueteas a
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good day and so concludes our programtoday. We thank biggel burges O for
their valuable contribution in clarifying tax doubtsand keeping abreast of changes in tax laws.
We also extend our thanks to Veronicasharpintier for sharing her experience and knowledge
on how we can cope with thespring allergy season. We hope that all
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this information has been helpful to youand remember that there is still time to
prepare your tax returns have until April15th and you can still take precautions against
spring allergies. Thank you so muchfor accompanying me in this episode of We
are with you, this is ClaudiaMendoza and remember that you can listen to
dech in this episode or other episodesof We are with you dropping the app
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to that radio and looking we arewith you. Gracia waits next week for
this station leaves Latin. Thank youfor being our special guest in this edition
of We are with you tune usin next week at this station and remember
that at any time we are withyou. We are with friends a production
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of Latin ihar