August 25, 2024 • 15 mins
Do you think you're good with money? How did you learn finances? Does a persons money management techniques affect how you view them? Patty and the crew discss.
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Episode Transcript
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Speaker 1 (00:00):
Whether it's life, relationships, politics, or current events, nothing is
off limits. This is the Petty and the Millennials podcast
powered by ACME Markets, helping to bridge the gap between
baby boomers, gen X and millennials.
Speaker 2 (00:14):
And the millennials.
Speaker 3 (00:15):
What is this podcast about? It's about a baby boomer
who loves to have conversation.
Speaker 2 (00:20):
I'm Vannie Jackson.
Speaker 3 (00:22):
I am a forty two year radio vet and I
do I think conversation is important.
Speaker 2 (00:27):
And there's a baby boomer.
Speaker 3 (00:28):
I was a rabbit myself with gen z gen Why
millennials it's as important to have conversation and author Kim
Breeth this journey. That's good morning, good morning.
Speaker 4 (00:39):
A happy radio day with yesterday. Yes, happy forty two years.
My darling, you are amazing, thank you.
Speaker 2 (00:49):
How true is this?
Speaker 3 (00:51):
Do people trust you more once you are financially responsible?
Are people judged who are not a financial responsible?
Speaker 2 (01:01):
They're always broke? But you see why they're always broke.
Speaker 3 (01:04):
Instead of paying bills, they're taking troops, they're doing this,
They're doing everything else but being responsible. Their insurance gets
cut off or they have in paying parking bills. But
you took that trip, but you're buying this But you're
doing that. How do you think people judge you when
you know you're not financially responsible And that's a big
(01:29):
difference between having and not having. But we all know
that one person.
Speaker 2 (01:35):
Oh, can you lend me? And you're looking at them like,
but you just came back from Mexico.
Speaker 4 (01:41):
H Oh, my goodness. You know I will.
Speaker 5 (01:47):
I will say this, Patty.
Speaker 4 (01:48):
In your twenties, you get away with it, right, because
lord knows, when I was in college Cow it was
a mess, and went to can Coon and you know,
didn't pay my tu wish in one time. It was
a mess. I was on punishment for like ever even
in college.
Speaker 6 (02:04):
Okay, so.
Speaker 4 (02:07):
You know my parents gave me money for my tuition
and I blew it because we went to Cancun. So
you know, I think that in your twenties and when
you're younger, obviously you get away with it. And to
your point, we're not talking about people who are struggling, right,
because there's a lot of people that are just simply
things that are more expensive, et cetera. But I'm talking
to the people that know better. And when you are
(02:31):
in your mature ages, yes, people absolutely judge you. I
do now and I always haven't been financially responsible like
I am. Now I have to be right. I'll be
fifty two.
Speaker 7 (02:48):
I have to be.
Speaker 4 (02:50):
But you know, I think people definitely judge. That's that's
just there's nothing, there's no other way to say it.
People absolutely judge, and I judge when I lend you money.
That's why I don't do it anymore. When I lend
people money and then they never speak about it again,
or I see them living their best line, or if
(03:13):
I mention it to say how would you like to
get on a payment plan, they get angry with me.
You got angry with me because you borrow money from
me that you I'm asking about now. I don't like
you like that to be loaning you that kind of money.
But people, people, some people are just frivolous and they're
(03:34):
never held accountable to change.
Speaker 3 (03:37):
We've got Arlene Felder Lassie Brown Cookies and boy I
could he's a cookie right now to twenty four.
Speaker 2 (03:43):
High Street in Burlington, New Jersey.
Speaker 3 (03:46):
This is the podcast conversation Patty and the Millennials. Arlen,
life is short, You live, you die, and that's it.
Speaker 2 (03:57):
What else? What advice would you give to people? Thing
you live? You die, that's it to go in between.
Because life is short.
Speaker 3 (04:06):
We make a lot of plans, but you know what, tomorrow,
it's not guaranteed.
Speaker 8 (04:14):
My advice is to take every second and enjoy it.
You know, there's gonna be times of people gonna really
really make you mad, but you can't dwell on them. There's
gonna be times where your heart's gonna be broken.
Speaker 7 (04:25):
You're gonna feel.
Speaker 8 (04:25):
Anxious, you know, so much anxiety about so many different things.
But we have to remember to try to be in
control of our emotions so we can enjoy every second
of our life. We have to enjoy every second of
our life. That's the most important because life is short.
Speaker 3 (04:44):
Dayjer Me Moore is joining us. We're talking about finances.
Do you think people will trust you more once you
are more financially responsible? And I bring this question up
because we know the person they got the car repossessed.
They're not paying the bills, the lights are off, but
(05:05):
they just went on an exotic trip and they just
went on their own shopping s free. And it's like,
but you're an adult, you are not being financially responsible.
Speaker 9 (05:18):
Your thoughts, I cause a person that doesn't take care
of theirself is with their life and their everyday task.
How could you care about music, because that's the borderline.
You're not caring about yourself to a certain extent. But
then those types of people, it's like, if I feel
like I feel a different way about that team, that's
like that they're taking care of their happiness. So maybe
(05:39):
they're more happy by going on trips and shopping sprees
and all of those things. And it's like, if you're
doing what makes you happy at this point in my life,
I'm like, oh, that's oh, that's great.
Speaker 4 (05:49):
I love the true able to make yourself happy and
do that.
Speaker 3 (05:53):
We've got Deesie Neil, We've got Chocolate Divinity, LaToya Charleston,
the podcast, Patty and the Malay, and we're talking about finances.
Speaker 2 (06:04):
We're gonna start with you too, a M.
Speaker 3 (06:07):
Do you treat people differently that are not financially responsible?
We all know someone who isn't really responsible. Their car
got repossessed. Well you took that trip. They're not paying
their bills, they're doing whatever you know they want, but
they're not being financially responsible.
Speaker 5 (06:31):
Your thought say, I don't fully treat them differently, so
to speak, like we can be friends and cool and
this and that, but don't ask me for no money.
Like we can be cool, we can do a happy
hour and make sure you got your own coin. Because
usually those are the people where if you're that careless
and disrespectful, these are the people where you're like, okay,
(06:53):
let's all go out, you know, we hitting the happy hour.
Then they pull up and don't let you know until
after you ate that they ain't got no money. So
I'm the type give me exactly, just let me know
what is going on with you. We all have tough times.
Hell I don't have the tough times. But usually when
the tough times come of financial instability, you have to
tell your crew, like what is going on with you?
(07:16):
Be open about it, but like you're just willing nilly
and then you give people this money and you never
get it back. When it comes like that, you have
to put those boundaries up so you don't fully I
don't think you fully have to discard these people out
of their lives your lives. Usually that happens when that
person becomes the go to every time they need a
(07:39):
little bit here or there, and the person just gets
tired of, you know, being the aid for them in
that way. But again, you put yourself in that situation
if you keep constantly Nobody should be going to a
friend as if this is a parent or a job.
Every time I turn around you nickel and diming me goodbye.
Don't start off that way. You won't have these problems
(08:01):
and these people can somewhat stay in your life.
Speaker 3 (08:04):
DOESI How important is it that financial responsibility be taught
in schools.
Speaker 2 (08:12):
I know in some schools it's.
Speaker 3 (08:14):
Coming in Philadelphia in twenty twenty six, But do you
think it should be It should be mandated because people
are coming out in the world and they don't know
how to handle money. How can people stop living paycheck
to paycheck? How can you handle your bills and just
be smarter about your money?
Speaker 2 (08:34):
Because times are hard.
Speaker 10 (08:36):
Absolutely, I think it definitely needs to be taught in schools.
I think all the things that were taken out are
all the reasons why we are where we are today.
Home economics I had home economics, drivers educating, I had
drivers education. I learned how to handle a checkbook. I
believe we started in fifth or sixth grade, and I
feel that all of those things have contributed to better
(08:57):
choices that are being made.
Speaker 2 (08:59):
First of all, if you don't don't know that.
Speaker 10 (09:01):
If you spend with your debit card on a Thursday,
but it might not come out till Friday, and you
have to do the mental math to remember, I spent
forty seven seventy two yesterday, even though it looks like
I got one hundred today, I got to take forty
seven seventy two from that.
Speaker 2 (09:14):
You are starting.
Speaker 10 (09:15):
Out behind, right, And so when kids don't get this,
with all the easy access to all these apps for
food and for this and for that and for rides,
if they don't know how to manage their money, they
are going to start out behind. And that is just
doing a huge disservice. Financial responsibility is huge to me
listening to what Toya.
Speaker 2 (09:33):
Said about having fun.
Speaker 10 (09:34):
So I handle them differently, I really do.
Speaker 2 (09:37):
I handle them.
Speaker 10 (09:38):
Cautiously because I want prepare for the story, because they
always got a damn story.
Speaker 2 (09:43):
It's always something.
Speaker 10 (09:44):
And I also reserve my information regarding my finances. When
it's a win, I can't share that win with everybody
because some people plot on your financial win because they
have made themselves, you know, privy to your wallet. So
we have to be very careful. But if we don't
these things, we are really going to see the ruin.
How do we take away things like cursive? So you're
(10:05):
just gonna put your little graffiti on this paper and
expect people to figure it out.
Speaker 2 (10:08):
You ain't no doctor, you know what I'm saying.
Speaker 5 (10:10):
So you're going to get it together now.
Speaker 10 (10:12):
So everything that's been taken away needs to come back,
including career.
Speaker 3 (10:16):
We're gonna talk finances. We're gonna talk money. Lexi is
here representing the millennials. We've got Reech Green. He is
a senior at Saint Jo's University representing gen Z. We're
gonna talk about finances reach. We're gonna start with you.
Do you think people trust you more if you are
(10:38):
more financially responsible? We all know that people their finances
is erect and it's because of their own doing. I'm
not talking about oh on broke, oh I hang out?
No money, No, no, they got money. They're very irresponsible.
There's no way your car should be repossessed when you
(10:58):
just took a trip to Mexico.
Speaker 2 (11:03):
You know you had bills the bay.
Speaker 11 (11:08):
You know one thing that my stepfather always would joke about.
He would be like, how are you taking the bus,
but get you have the brand new pair of Jordan's.
Where are your priorities something that that is honestly true. Yes,
you people will trust you more if you're more financially
responsible because that shows you that you're moving smart with everything,
(11:31):
like literally you're making the right moves and doing doing
things the right way. Because you're right, you couldn't have
money but getting your car repossessed but still going on
a trip there. Your priorities are all over the place,
and that's just bad in general. You don't want to
follow someone whose priorities are more over the ones instead
of the needs.
Speaker 2 (11:50):
LEXI.
Speaker 3 (11:50):
When you're talking about financial responsibility, should it be taught
in school or should it be taught at home? And
I asked this question because most of the time the
parents are not financially responsible.
Speaker 2 (12:04):
Well it's gonna be.
Speaker 12 (12:05):
My first statement is that yes to both. It needs
to be taught at home because my mom used to
have a saying some things are taught and some things
are taught, and so at home there's a lot of
catching that's happening, and so the learning is by what
you see, and so I remember seeing like whatever money
came in without like, as long as you had it.
Speaker 6 (12:25):
To spend, that's what you can do.
Speaker 12 (12:26):
But obviously that's not a sustainable way to live your life.
So as I got older, I had to become more
financially responsible. But I also remember the day when that
did used to be a part of the regular curriculum
in school, like banking and check book balancing and those
sorts of things. And so when I used to do
or when I do after school program and summer program,
(12:48):
we incorporate financial literacy because that is one of the
and it's not just as basic as the banking one
on one if you will, but that is included. But
you need to understand what are your financial vehicles, what
are your strengths, and what are the things that are
going to help you build sustainability.
Speaker 8 (13:04):
So yes, it needs to be caught and taught.
Speaker 3 (13:07):
We are talking about your finances and Dexter is joining us. Dexter,
how important do you think it is that finances should
be taught in school. I'm talking about starting in elementary
because people are coming.
Speaker 2 (13:23):
Out in this world and they don't know what.
Speaker 3 (13:26):
They do and know what's going on, not realizing how
responsible they have to be, and they're all ways broke.
Speaker 2 (13:37):
Lea get all related.
Speaker 7 (13:39):
Such a funny word. Yes, show I don't necessarily agree
that it needs to be taught in school, but I
do think it should be taught at a very young age.
Speaker 6 (13:49):
And the only reason I say that is because if
I'm learning something about finances in school, but then I
go home and my parents aren't practicing that, I'm not
going to retain that information.
Speaker 7 (13:59):
I think that it starts at home.
Speaker 6 (14:02):
And I know a lot of people are not financially
savvy in the home, in the in the house, but
like we gotta get that together, and like depending on
schools to do it, we're never gonna succeed. Like the
family has to know what they're doing with their finances.
Speaker 2 (14:18):
But you know a lot of people don't. Yeah, they
they don't. It's like, oh lord, what are you doing?
And they're unhandling.
Speaker 11 (14:28):
And then if we if we.
Speaker 7 (14:29):
Did learn it in school, I feel like they're gonna
teach you in this way that it's like a one
size fits all and like you got to know how
to budget your money because like you don't have the
same amount as your classmates, Like everybody's different, and like
it's got it can't be a one size fits all.
It's got to be something that really fits into your lifestyle.
Speaker 3 (14:48):
Do you think that people trust you more if you are,
you know, financially responsible.
Speaker 7 (14:56):
Yes, like my and my family.
Speaker 6 (14:59):
Like out of my siblings, I'm definitely the more financially savyone.
And I could tell that my parents see that, and
they definitely rely on me more when it comes to
certain conversations than my siblings, and I can understand why too.
Speaker 7 (15:12):
I know what I'm doing.
Speaker 2 (15:16):
Okay, Dad, Okay.
Speaker 3 (15:18):
This is the podcast conversation Patty and the Millennials, because
conversation is a must. Thanks so much for joining us.
Next puts all of this together. You can find this
where we live, SoundCloud, Spotify, Pandora, Apple Podcasts, iHeartRadio podcast.
(15:41):
Always remember that conversation is very important. This is the
podcast Conversation Patty and the Millennials.
Whether it's life, relationships, politics, or current events, nothing is
off limits. This is the Petty and the Millennials podcast
powered by ACME Markets, helping to bridge the gap between
baby boomers, gen X and millennials.
Speaker 2 (00:14):
And the millennials.
Speaker 3 (00:15):
What is this podcast about? It's about a baby boomer
who loves to have conversation.
Speaker 2 (00:20):
I'm Vannie Jackson.
Speaker 3 (00:22):
I am a forty two year radio vet and I
do I think conversation is important.
Speaker 2 (00:27):
And there's a baby boomer.
Speaker 3 (00:28):
I was a rabbit myself with gen z gen Why
millennials it's as important to have conversation and author Kim
Breeth this journey. That's good morning, good morning.
Speaker 4 (00:39):
A happy radio day with yesterday. Yes, happy forty two years.
My darling, you are amazing, thank you.
Speaker 2 (00:49):
How true is this?
Speaker 3 (00:51):
Do people trust you more once you are financially responsible?
Are people judged who are not a financial responsible?
Speaker 2 (01:01):
They're always broke? But you see why they're always broke.
Speaker 3 (01:04):
Instead of paying bills, they're taking troops, they're doing this,
They're doing everything else but being responsible. Their insurance gets
cut off or they have in paying parking bills. But
you took that trip, but you're buying this But you're
doing that. How do you think people judge you when
you know you're not financially responsible And that's a big
(01:29):
difference between having and not having. But we all know
that one person.
Speaker 2 (01:35):
Oh, can you lend me? And you're looking at them like,
but you just came back from Mexico.
Speaker 4 (01:41):
H Oh, my goodness. You know I will.
Speaker 5 (01:47):
I will say this, Patty.
Speaker 4 (01:48):
In your twenties, you get away with it, right, because
lord knows, when I was in college Cow it was
a mess, and went to can Coon and you know,
didn't pay my tu wish in one time. It was
a mess. I was on punishment for like ever even
in college.
Speaker 6 (02:04):
Okay, so.
Speaker 4 (02:07):
You know my parents gave me money for my tuition
and I blew it because we went to Cancun. So
you know, I think that in your twenties and when
you're younger, obviously you get away with it. And to
your point, we're not talking about people who are struggling, right,
because there's a lot of people that are just simply
things that are more expensive, et cetera. But I'm talking
to the people that know better. And when you are
(02:31):
in your mature ages, yes, people absolutely judge you. I
do now and I always haven't been financially responsible like
I am. Now I have to be right. I'll be
fifty two.
Speaker 7 (02:48):
I have to be.
Speaker 4 (02:50):
But you know, I think people definitely judge. That's that's
just there's nothing, there's no other way to say it.
People absolutely judge, and I judge when I lend you money.
That's why I don't do it anymore. When I lend
people money and then they never speak about it again,
or I see them living their best line, or if
(03:13):
I mention it to say how would you like to
get on a payment plan, they get angry with me.
You got angry with me because you borrow money from
me that you I'm asking about now. I don't like
you like that to be loaning you that kind of money.
But people, people, some people are just frivolous and they're
(03:34):
never held accountable to change.
Speaker 3 (03:37):
We've got Arlene Felder Lassie Brown Cookies and boy I
could he's a cookie right now to twenty four.
Speaker 2 (03:43):
High Street in Burlington, New Jersey.
Speaker 3 (03:46):
This is the podcast conversation Patty and the Millennials. Arlen,
life is short, You live, you die, and that's it.
Speaker 2 (03:57):
What else? What advice would you give to people? Thing
you live? You die, that's it to go in between.
Because life is short.
Speaker 3 (04:06):
We make a lot of plans, but you know what, tomorrow,
it's not guaranteed.
Speaker 8 (04:14):
My advice is to take every second and enjoy it.
You know, there's gonna be times of people gonna really
really make you mad, but you can't dwell on them. There's
gonna be times where your heart's gonna be broken.
Speaker 7 (04:25):
You're gonna feel.
Speaker 8 (04:25):
Anxious, you know, so much anxiety about so many different things.
But we have to remember to try to be in
control of our emotions so we can enjoy every second
of our life. We have to enjoy every second of
our life. That's the most important because life is short.
Speaker 3 (04:44):
Dayjer Me Moore is joining us. We're talking about finances.
Do you think people will trust you more once you
are more financially responsible? And I bring this question up
because we know the person they got the car repossessed.
They're not paying the bills, the lights are off, but
(05:05):
they just went on an exotic trip and they just
went on their own shopping s free. And it's like,
but you're an adult, you are not being financially responsible.
Speaker 9 (05:18):
Your thoughts, I cause a person that doesn't take care
of theirself is with their life and their everyday task.
How could you care about music, because that's the borderline.
You're not caring about yourself to a certain extent. But
then those types of people, it's like, if I feel
like I feel a different way about that team, that's
like that they're taking care of their happiness. So maybe
(05:39):
they're more happy by going on trips and shopping sprees
and all of those things. And it's like, if you're
doing what makes you happy at this point in my life,
I'm like, oh, that's oh, that's great.
Speaker 4 (05:49):
I love the true able to make yourself happy and
do that.
Speaker 3 (05:53):
We've got Deesie Neil, We've got Chocolate Divinity, LaToya Charleston,
the podcast, Patty and the Malay, and we're talking about finances.
Speaker 2 (06:04):
We're gonna start with you too, a M.
Speaker 3 (06:07):
Do you treat people differently that are not financially responsible?
We all know someone who isn't really responsible. Their car
got repossessed. Well you took that trip. They're not paying
their bills, they're doing whatever you know they want, but
they're not being financially responsible.
Speaker 5 (06:31):
Your thought say, I don't fully treat them differently, so
to speak, like we can be friends and cool and
this and that, but don't ask me for no money.
Like we can be cool, we can do a happy
hour and make sure you got your own coin. Because
usually those are the people where if you're that careless
and disrespectful, these are the people where you're like, okay,
(06:53):
let's all go out, you know, we hitting the happy hour.
Then they pull up and don't let you know until
after you ate that they ain't got no money. So
I'm the type give me exactly, just let me know
what is going on with you. We all have tough times.
Hell I don't have the tough times. But usually when
the tough times come of financial instability, you have to
tell your crew, like what is going on with you?
(07:16):
Be open about it, but like you're just willing nilly
and then you give people this money and you never
get it back. When it comes like that, you have
to put those boundaries up so you don't fully I
don't think you fully have to discard these people out
of their lives your lives. Usually that happens when that
person becomes the go to every time they need a
(07:39):
little bit here or there, and the person just gets
tired of, you know, being the aid for them in
that way. But again, you put yourself in that situation
if you keep constantly Nobody should be going to a
friend as if this is a parent or a job.
Every time I turn around you nickel and diming me goodbye.
Don't start off that way. You won't have these problems
(08:01):
and these people can somewhat stay in your life.
Speaker 3 (08:04):
DOESI How important is it that financial responsibility be taught
in schools.
Speaker 2 (08:12):
I know in some schools it's.
Speaker 3 (08:14):
Coming in Philadelphia in twenty twenty six, But do you
think it should be It should be mandated because people
are coming out in the world and they don't know
how to handle money. How can people stop living paycheck
to paycheck? How can you handle your bills and just
be smarter about your money?
Speaker 2 (08:34):
Because times are hard.
Speaker 10 (08:36):
Absolutely, I think it definitely needs to be taught in schools.
I think all the things that were taken out are
all the reasons why we are where we are today.
Home economics I had home economics, drivers educating, I had
drivers education. I learned how to handle a checkbook. I
believe we started in fifth or sixth grade, and I
feel that all of those things have contributed to better
(08:57):
choices that are being made.
Speaker 2 (08:59):
First of all, if you don't don't know that.
Speaker 10 (09:01):
If you spend with your debit card on a Thursday,
but it might not come out till Friday, and you
have to do the mental math to remember, I spent
forty seven seventy two yesterday, even though it looks like
I got one hundred today, I got to take forty
seven seventy two from that.
Speaker 2 (09:14):
You are starting.
Speaker 10 (09:15):
Out behind, right, And so when kids don't get this,
with all the easy access to all these apps for
food and for this and for that and for rides,
if they don't know how to manage their money, they
are going to start out behind. And that is just
doing a huge disservice. Financial responsibility is huge to me
listening to what Toya.
Speaker 2 (09:33):
Said about having fun.
Speaker 10 (09:34):
So I handle them differently, I really do.
Speaker 2 (09:37):
I handle them.
Speaker 10 (09:38):
Cautiously because I want prepare for the story, because they
always got a damn story.
Speaker 2 (09:43):
It's always something.
Speaker 10 (09:44):
And I also reserve my information regarding my finances. When
it's a win, I can't share that win with everybody
because some people plot on your financial win because they
have made themselves, you know, privy to your wallet. So
we have to be very careful. But if we don't
these things, we are really going to see the ruin.
How do we take away things like cursive? So you're
(10:05):
just gonna put your little graffiti on this paper and
expect people to figure it out.
Speaker 2 (10:08):
You ain't no doctor, you know what I'm saying.
Speaker 5 (10:10):
So you're going to get it together now.
Speaker 10 (10:12):
So everything that's been taken away needs to come back,
including career.
Speaker 3 (10:16):
We're gonna talk finances. We're gonna talk money. Lexi is
here representing the millennials. We've got Reech Green. He is
a senior at Saint Jo's University representing gen Z. We're
gonna talk about finances reach. We're gonna start with you.
Do you think people trust you more if you are
(10:38):
more financially responsible? We all know that people their finances
is erect and it's because of their own doing. I'm
not talking about oh on broke, oh I hang out?
No money, No, no, they got money. They're very irresponsible.
There's no way your car should be repossessed when you
(10:58):
just took a trip to Mexico.
Speaker 2 (11:03):
You know you had bills the bay.
Speaker 11 (11:08):
You know one thing that my stepfather always would joke about.
He would be like, how are you taking the bus,
but get you have the brand new pair of Jordan's.
Where are your priorities something that that is honestly true. Yes,
you people will trust you more if you're more financially
responsible because that shows you that you're moving smart with everything,
(11:31):
like literally you're making the right moves and doing doing
things the right way. Because you're right, you couldn't have
money but getting your car repossessed but still going on
a trip there. Your priorities are all over the place,
and that's just bad in general. You don't want to
follow someone whose priorities are more over the ones instead
of the needs.
Speaker 2 (11:50):
LEXI.
Speaker 3 (11:50):
When you're talking about financial responsibility, should it be taught
in school or should it be taught at home? And
I asked this question because most of the time the
parents are not financially responsible.
Speaker 2 (12:04):
Well it's gonna be.
Speaker 12 (12:05):
My first statement is that yes to both. It needs
to be taught at home because my mom used to
have a saying some things are taught and some things
are taught, and so at home there's a lot of
catching that's happening, and so the learning is by what
you see, and so I remember seeing like whatever money
came in without like, as long as you had it.
Speaker 6 (12:25):
To spend, that's what you can do.
Speaker 12 (12:26):
But obviously that's not a sustainable way to live your life.
So as I got older, I had to become more
financially responsible. But I also remember the day when that
did used to be a part of the regular curriculum
in school, like banking and check book balancing and those
sorts of things. And so when I used to do
or when I do after school program and summer program,
(12:48):
we incorporate financial literacy because that is one of the
and it's not just as basic as the banking one
on one if you will, but that is included. But
you need to understand what are your financial vehicles, what
are your strengths, and what are the things that are
going to help you build sustainability.
Speaker 8 (13:04):
So yes, it needs to be caught and taught.
Speaker 3 (13:07):
We are talking about your finances and Dexter is joining us. Dexter,
how important do you think it is that finances should
be taught in school. I'm talking about starting in elementary
because people are coming.
Speaker 2 (13:23):
Out in this world and they don't know what.
Speaker 3 (13:26):
They do and know what's going on, not realizing how
responsible they have to be, and they're all ways broke.
Speaker 2 (13:37):
Lea get all related.
Speaker 7 (13:39):
Such a funny word. Yes, show I don't necessarily agree
that it needs to be taught in school, but I
do think it should be taught at a very young age.
Speaker 6 (13:49):
And the only reason I say that is because if
I'm learning something about finances in school, but then I
go home and my parents aren't practicing that, I'm not
going to retain that information.
Speaker 7 (13:59):
I think that it starts at home.
Speaker 6 (14:02):
And I know a lot of people are not financially
savvy in the home, in the in the house, but
like we gotta get that together, and like depending on
schools to do it, we're never gonna succeed. Like the
family has to know what they're doing with their finances.
Speaker 2 (14:18):
But you know a lot of people don't. Yeah, they
they don't. It's like, oh lord, what are you doing?
And they're unhandling.
Speaker 11 (14:28):
And then if we if we.
Speaker 7 (14:29):
Did learn it in school, I feel like they're gonna
teach you in this way that it's like a one
size fits all and like you got to know how
to budget your money because like you don't have the
same amount as your classmates, Like everybody's different, and like
it's got it can't be a one size fits all.
It's got to be something that really fits into your lifestyle.
Speaker 3 (14:48):
Do you think that people trust you more if you are,
you know, financially responsible.
Speaker 7 (14:56):
Yes, like my and my family.
Speaker 6 (14:59):
Like out of my siblings, I'm definitely the more financially savyone.
And I could tell that my parents see that, and
they definitely rely on me more when it comes to
certain conversations than my siblings, and I can understand why too.
Speaker 7 (15:12):
I know what I'm doing.
Speaker 2 (15:16):
Okay, Dad, Okay.
Speaker 3 (15:18):
This is the podcast conversation Patty and the Millennials, because
conversation is a must. Thanks so much for joining us.
Next puts all of this together. You can find this
where we live, SoundCloud, Spotify, Pandora, Apple Podcasts, iHeartRadio podcast.
(15:41):
Always remember that conversation is very important. This is the
podcast Conversation Patty and the Millennials.
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